← Back to programs

Your mortgage scenario

Compare published requirements. This is research, not approval, prequalification, or a personalized quote. Do not enter tax-ID numbers or upload documents.

Property & loan · Credit · Application route

1. Property & loan

Purchase or refinance Property state Property ZIP (optional) Property value (USD, optional) Loan amount (USD, optional) Loan term Occupancy Property type

The difference between property value and loan amount is your purchase down payment or refinance equity. Amounts and term also support payment illustrations; they never recalculate a lender's rate.

2. Credit history

Your credit history Self-reported U.S. score range

No U.S. credit history and foreign credit are different from a low U.S. score. Choose “Not sure” for the score when you do not have a U.S. credit history. No credit report is accessed.

3. Application route

Tax-ID availability (no numbers) Residency category Income source

Your answers are used only for this research scenario. They are not sent to lenders. The scenario expires after 24 hours; you can edit or clear it at any time.