Capital One Quicksilver Secured Cash Rewards Credit Card

Eligibility and application requirements

U.S. address: Required

Residency and other conditions: Applicants must be age 18+ and provide a physical U.S. address, identity details, income and bank-account information. Capital One supports SSN or ITIN in its pre-approval/application route; a pending SSN application alone is not a confirmed substitute. SSN requirement is Conditional because an ITIN route is supported. Under-21 applicants face additional ability-to-pay requirements. Approval depends on identity verification, income, debt and credit assessment; no specific visa category or minimum score is established by the cited product page. A full application involves a hard credit inquiry; the preliminary eligibility check is soft. The $200 minimum security deposit must be funded in USD from a U.S. deposit account. Capital One allows 35 days after approval to fund the minimum, all at once or in installments of at least $20. Deposit more before activation to raise the initial credit line, subject to the individually assigned maximum of $1,000-$3,000; the $3,000 field is an upper ceiling, not a guaranteed deposit allowance for every applicant. The live product page advertises 29.24% variable purchase APR as checked 2026-10-10; the linked June 30, 2026 general secured-card agreement lists 28.99% and is historical rather than a current personalized offer. Confirm final terms before applying. Sources: https://www.capitalone.com/credit-cards/quicksilver-secured/ ; https://www.capitalone.com/learn-grow/money-management/capital-one-preapproval/ ; https://www.capitalone.com/credit-cards/faq/ ; https://www.capitalone.com/learn-grow/money-management/secured-card-deposits/ ; https://www.capitalone.com/learn-grow/money-management/how-to-apply-for-a-credit-card/ ; linked official secured-card agreement.

Geographic restrictions: No product-specific exclusion of any of the 50 U.S. states was established by the cited disclosures. A physical U.S. address is required for the U.S. application route. Eligibility for territories or an overseas/military address should be confirmed with Capital One. Virginia governing law in the agreement does not limit availability to Virginia. Exact immigration-category eligibility remains unconfirmed.

Product review: 03 Nov 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

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