MoneyGram · United States to India

MoneyGram U.S. to India

USD → INR

Send money from the United States to India online, in the MoneyGram app or at a participating retail location. Receive options can include Indian bank deposit, cash pickup or UPI where offered. Compare the quoted transfer fee, exchange rate, INR received and delivery time. U.S. online users must meet residency, age, identity and funding requirements.

Pros

  • Send online, in app or at a participating location.
  • Bank deposit, cash pickup or UPI where offered.
  • See fee, rate, INR received and timing before confirmation.

Cons

  • Fees and FX rates vary; credit-card cash-advance charges may also apply.
  • Quote and payout limits apply; $10,000 receiving documentation is not a universal sending cap.
  • Transfers cannot be canceled after the recipient collects the money or the bank deposit completes.

Generated from the provider's published terms and reviewed against official sources.

Eligibility and application requirements

U.S. address: Required

Residency and other conditions: The U.S. online service agreement requires U.S. residence and age 18+, or the applicable age of majority and contractual capacity. Online identity checks ask for name, street address, date of birth and may request a driver’s license or other identifying documents. MoneyGram can obtain consumer reports for verification; no specific soft/hard credit-inquiry classification or credit-building reporting promise was established. SSN/ITIN acceptance and precise documentation thresholds for this route remain unconfirmed. No categorical temporary-visa exclusion was found; U.S. residence is not synonymous with U.S. citizenship or a green card. Sender-owned, valid, adequately funded bank or card payment methods and accurate recipient information are required. Online transfers on behalf of another person are prohibited. Retail sending is available, but agent-specific verification requirements should be checked separately. The listing covers remittances, not a MoneyGram deposit account or credit product.

Geographic restrictions: MoneyGram’s official U.S. state-licensing page states authorization to do business in all 50 states, Washington, D.C. and all U.S. territories. No U.S. state exclusion was found for this listing. Licensing does not guarantee that every India payment, delivery or retail option is offered in each location; online residency, verification and transfer-specific limits still apply.

Product review: 30 Oct 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

Compare remittance requirements and costs · How we assess published requirements

Check MoneyGram for the INR received, transfer fee and estimated arrival for your transfer.

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Payment options, limits and identity requirements have not yet been confirmed for this listing.

Fees and exchange rate

Transfer fee Quote-based fee; eligible new customers may receive $0 first-online-transfer fee. Credit-card exclusions and offer terms apply — checked 2026-10-30. Source ↗
Exchange rate MoneyGram earns on currency conversion; compare recipient INR and total paid.

Payment and delivery options

You pay with Requires availability confirmation
Recipient receives via Bank deposit, UPI and cash pickup require availability confirmation

Requirements and limits

Residence U.S. online sender must be resident, age 18+/legal majority, verified and use authorized funding.
Identity documents Government-issued ID may be requested
SSN / ITIN Current universal SSN requirement not confirmed; check requested verification. · ITIN substitution not confirmed.
Sending limits Available send cap appears during setup. Documented $10,000 bank-deposit receive limit is not a universal send/monthly cap.
State availability MoneyGram’s official U.S. state-licensing page states authorization to do business in all 50 states, Washington, D.C. and all U.S. territories. No U.S. state exclusion was found for this listing. Licensing does not guarantee that every India payment, delivery or retail option is offered in each location; online residency, verification and transfer-specific limits still apply.

Help and evidence

Support, cancellation and refunds

Support details are not confirmed.

Cancellation / refund: Cannot cancel after collection/deposit. Help page offers full refund within one hour, then send-amount-only refund up to 180 days; card refund posting may take longer.

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Official sources

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This information is educational and does not guarantee eligibility or approval. The provider makes the final decision.