Remitly · United States to India
Remitly U.S. to India
USD → INRSend USD from the United States to India through the Remitly website or app, with bank deposit, cash pickup or UPI where available. Compare the quoted INR received, fee and delivery time. U.S. residence, identity verification and eligible funding are required.
Pros & Cons
Pros
- Bank deposit, cash pickup or UPI where offered.
- Review fee, exchange rate, INR received and delivery promise before confirming.
- Track transfers through the website or app.
Cons
- $0 transfer fee does not remove exchange-rate costs or card-issuer charges.
- $300,000 is an advertised upper cap, not every customer’s available limit.
- Instant arrival is conditional; late-delivery remedy refunds service fees.
Generated from the provider's published terms and reviewed against official sources.
Eligibility and application requirements
U.S. address: Required
Residency and other conditions: The U.S. consumer agreement requires age 18+, capacity to contract and U.S. residence, unless Remitly specifically agrees otherwise. Prolonged residence outside the U.S. may result in suspension. Create one personal account and use it for your own personal/family/household transfers; business use requires a separate business service. Sender identity verification and accurate recipient information apply. You must be an authorized lawful user of a valid funded payment method, and Remitly may verify ownership. To increase limits, the U.S. limits page lists passport, SSN or ITIN or other government-issued ID, address evidence, occupation/source of income, transfer purpose, bank statements or pay stubs as possible requirements. SSN is conditional; ITIN is listed as a possible verification identifier, not a guarantee of approval. No categorical visa-status exclusion or precise universal SSN threshold was established. Separate Remitly Pay Later, Wallet and Card products are not covered by this listing. Current credit inquiry type and credit-building bureau reporting are not stated for this remittance service.
Geographic restrictions: Remitly official licenses page states authorization to transmit money in all U.S. states and Washington, D.C. No U.S. state exclusion was found for this consumer listing. Actual limits remain subject to local regulation, verification, funding and recipient/delivery method; territory availability should be confirmed separately.
Product review: 30 Oct 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.
Compare remittance requirements and costs · How we assess published requirements
Get a quote
Check Remitly for the INR received, transfer fee and estimated arrival for your transfer.
Get a quote ↗Fees and exchange rate
Eligible new-customer first-transfer offer: special rate and no fees; promotional FX rate applies to first $6,000 sent; new customers only, one per customer, limited time — checked 2026-10-30. Confirm payment exclusions and current terms.
Payment and delivery options
Requirements and limits
Help and evidence
Support, cancellation and refunds
Support details are not confirmed.
Cancellation / refund: Request cancellation before completion. If canceled, principal/taxes/service fees are refunded; completed pickup/deposit cannot be refunded under ordinary cancellation.
Official sources
- OfficialPage — retrieved 2026-10-30 · View source ↗
This information is educational and does not guarantee eligibility or approval. The provider makes the final decision.
