SBIC Bank · U.S. checking accounts

SBIC Easy Checking

Branch-only checking with a $250 opening deposit. The $10 monthly fee can be waived with a $250 daily balance or $1,500 combined consumer-deposit balance. Includes ten free written checks monthly and up to ten outside-ATM surcharge reimbursements.

Pros

$10 monthly fee waived with $250 minimum daily balance or $1,500 combined daily consumer-deposit balance.
Up to 10 outside-ATM surcharge reimbursements per statement cycle.
Up to 10 written checks monthly without a per-check fee.

Cons

Open in branch with valid ID, SSN and $250 opening deposit.
Each written check above 10 per month costs $0.15.
Account balances earn no interest.
Monthly fee applies unless the balance conditions are met; wire and other service fees are separate.

Generated from the provider's published terms and reviewed against official sources.

Costs and key facts

Recurring fee	10 (currency not confirmed)
Minimum opening deposit	250 (currency not confirmed)
SSN requirement	Required
ITIN accepted	Not confirmed
Credit check	NotStated

Fee waiver: $250 minimum daily balance or $1,500 combined daily consumer-deposit balance.

Eligibility and application requirements

U.S. address: Not confirmed

Residency and other conditions: Open in branch with valid ID, SSN and $250 opening deposit. Confirm residence and immigration documents.

Geographic restrictions: Not confirmed. Confirm availability in your state.

Product review: 31 Oct 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

Compare u.s. checking accounts requirements and costs · How we assess published requirements

Service fees

Overdraft / returned item	Not confirmed
Outgoing domestic wire	25 (currency not confirmed)
Incoming wire	15 (currency not confirmed)
Outgoing instant transfer	Not confirmed
Incoming instant transfer	Not confirmed
Global remittance	Not confirmed · Online SendMoneyEZ rupee remittance has no bank transfer fee within limits. In-branch, exchange-rate and other fees may apply.
Allpoint ATM	Not confirmed
Other ATMs	Up to ten outside-ATM surcharges reimbursed per cycle under account terms.
Cash deposit	Not confirmed