U.S. Bank

U.S. Bank Altitude Go Secured Visa Card

Secured credit cards

A secured rewards card with $0 annual fee and a $300–$5,000 refundable deposit. Earn 4 points per dollar on the first $2,000 of dining each quarter, 2 points in selected everyday categories and 1 point on other eligible purchases.

Pros

  • $0 annual fee.
  • 4 points per dollar on the first $2,000 of dining, takeout and restaurant delivery each quarter.
  • 2 points at eligible grocery stores, gas/EV stations and streaming services; 1 point on other eligible purchases.
  • Reports to three major credit bureaus.
  • $15 annual streaming credit after 11 consecutive calendar months of eligible streaming purchases, while in good standing; allow two statement cycles.

Cons

  • $300–$5,000 approved deposit sets the credit limit; monthly bills still need repayment.
  • Confirm APR and transaction fees in current application disclosures.
  • Discount stores, supercenters and wholesale clubs are excluded from eligible grocery/gas rewards.
  • An unsecured upgrade and deposit return depend on eligibility; no guaranteed date.

Generated from the provider's published terms and reviewed against official sources.

Eligibility and application requirements

U.S. address: Required

Residency and other conditions: Available to U.S. residents; the secured-card rewards program requires age 18 or older. Approval, state-specific legal capacity and any additional underwriting criteria must be confirmed with the issuer. No numerical credit-score threshold is published on the reviewed product page. U.S. Bank secured-card instructions request a physical street address, SSN, date of birth, contact details, housing payment, annual income and income source. The citizenship question permits Yes or No; no particular visa category is guaranteed approval. SSN is Conditional because the published online process requests an SSN, while U.S. Bank separately confirms existing secured ITIN accounts may continue. New Altitude Go ITIN application acceptance was not verified; a pending SSN was not confirmed sufficient. Upgrade to an unsecured card requires an SSN. CreditCheck is Hard based on U.S. Bank’s published guidance about full credit-card applications; pre-approval may differ. Electronic deposit funding requires a U.S.-opened checking or savings account. Alternatively, mail a signed application and cashier’s check/money order. A denied application receives a full deposit refund. An existing U.S. Bank relationship is not required. The official terms link matches the current product page, but the pricing document did not expose readable text. Current APR, foreign-transaction percentage and other card charges remain unconfirmed. Sources: https://www.usbank.com/customer-service/knowledge-base/KB0319552.html ; https://www.usbank.com/customer-service/knowledge-base/KB0238161.html ; https://www.usbank.com/credit-cards/credit-card-insider/credit-card-basics/does-applying-credit-card-hurt-credit.html ; https://rewards.usbank.com/benefits/card/AltitudeGoSecBenefits/program-rules

Geographic restrictions: U.S. residents only. No individual state exclusions were identified in the reviewed product and secured-application pages; state-specific eligibility and legal capacity were not independently confirmed.

Product review: 03 Nov 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

Compare secured credit cards requirements and costs · How we assess published requirements

Annual fee 0 (currency not confirmed)
Security deposit 300–5000 USD
Purchase APR Not confirmed
Foreign currency fee Not confirmed
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Official terms

Checked 3 Nov 2026

Rewards

Not confirmed

What you need to apply

  • Eligible residential address in the U.S. · Minimum age: 18+
  • Credit approval required; paying the security deposit does not guarantee approval.
  • SSN: Conditional
  • ITIN / alternative ID: Not confirmed
Credit check

Hard inquiry — Hard inquiry inferred from issuer guidance.

How the security deposit works

  • Required deposit: 300–5000 USD
  • Funds remain unavailable for spending or withdrawal while pledged.
  • Deposit return / upgrade to an unsecured card is subject to review.

Remaining costs

No additional reviewed fees are currently listed.

Official sources
Verification notes

Last reviewed: 3 Nov 2026. Details are based on the provider’s published materials at that time.

Read official terms ↗

This information is educational and does not guarantee eligibility or approval. The provider makes the final decision.

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