Western Union · United States to India

Western Union U.S. to India

USD → INR

Send USD from the U.S. to India for INR bank deposit, UPI delivery or cash pickup. Pay online with available bank/card methods or in cash at a U.S. agent. Compare the full fee, exchange rate and arrival estimate before sending.

Pros

  • Bank deposit, UPI or cash pickup where available.
  • Send online, in app or at a participating U.S. agent.
  • Track with the MTCN on your receipt.

Cons

  • Fees and FX margin vary; card issuers can add cash-advance fees and interest.
  • Identity, funding ownership and additional high-value documents may be required.
  • Speed depends on funding, payout method, verification and bank/agent hours.

Generated from the provider's published terms and reviewed against official sources.

Eligibility and application requirements

U.S. address: Conditional

Residency and other conditions: Services are directed to people age 18+; applicable minimum age and legal capacity requirements also apply. U.S.-to-India online senders register and verify a profile; the corridor page lists a U.S. driving licence, passport or government-issued ID. Additional U.S. verification may request photo ID and address evidence; high-value transfers may require source-of-funds, income, occupation or transfer-purpose information. Bank/card funds must be from an account you own; account-based services are for personal use. Receiver must meet Indian identification/age requirements. Exact SSN requirement, ITIN acceptance and credit-check/reporting facts were not established for standard remittance. Upwardli credit-building and prepaid/wallet requirements apply to separate products and were not copied here.

Geographic restrictions: No current product-specific excluded-state list established from reviewed remittance sources. U.S. sending availability, funding and limits depend on jurisdiction and verification. Confirm the route in your live quote or with the selected U.S. agent; licensing alone does not guarantee availability.

Product review: 30 Oct 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

Compare remittance requirements and costs · How we assess published requirements

Check Western Union for the INR received, transfer fee and estimated arrival for your transfer.

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Payment options, limits and identity requirements have not yet been confirmed for this listing.

Fees and exchange rate

Transfer fee Quote-based pricing; eligible first-online-transfer $0-fee offer excludes credit cards and specified services. Source ↗
Exchange rate Western Union earns on FX; compare final recipient INR.
Introductory offer

The India page currently advertises that a first digital transfer unlocks $0 transfer fees on bank-account and UPI sends to India through December 15 — checked 2026-10-30. Confirm enrollment, exclusions and expiry year and the live quote; FX costs remain.

Offer terms ↗

Payment and delivery options

You pay with Requires availability confirmation
Recipient receives via Bank deposit, UPI and cash pickup require availability confirmation

Requirements and limits

Residence Age/legal-capacity and identity verification apply; use an authorized funding account.
Identity documents Government-issued ID may be requested
SSN / ITIN Universal SSN requirement not confirmed; further verification may be requested. · ITIN substitution not confirmed.
Sending limits Advertised India bank-deposit maximum $50,000; funding, verification and payout limits may be lower.
State availability No current product-specific excluded-state list established from reviewed remittance sources. U.S. sending availability, funding and limits depend on jurisdiction and verification. Confirm the route in your live quote or with the selected U.S. agent; licensing alone does not guarantee availability.

Help and evidence

Support, cancellation and refunds

Support details are not confirmed.

Cancellation / refund: Request cancellation before pickup/deposit. Published terms allow principal and fee refund within 30 days; later requests ordinarily refund principal only, subject to law.

Official sources

Report a correction

This information is educational and does not guarantee eligibility or approval. The provider makes the final decision.