Xe · United States to India

Xe U.S. to India

USD → INR

Personal USD-to-INR transfers from the U.S. to Indian bank accounts, with cash pickup where available. Pay using ACH, bank/wire transfer or an eligible card. Compare the live send rate, fees and delivery estimate; identity verification and payment-method limits apply.

Pros

  • ACH, bank/wire or eligible card funding.
  • Indian bank deposit or cash pickup where offered.
  • Track in the app or website.

Cons

  • Card payment fees and third-party costs may apply even with $0 send fee.
  • Informational converter rate is not a guaranteed send rate.
  • U.S. bank/wire funding starts at $3,000; daily card/account limits may be lower.
  • Confirmed card payments and payments already sent may not be cancellable.

Generated from the provider's published terms and reviewed against official sources.

Eligibility and application requirements

U.S. address: Conditional

Residency and other conditions: The published U.S. consumer terms restrict this service to persons located in the United States and describe use by persons 18 or older with capacity to contract. Register with accurate identity/address information and complete required verification; credit/background reports or sanctions checks may be used, but hard/soft inquiry type was not specified. U.S. verification guidance lists passport, driver license or ID card for identity, with utility bill, current lease, checking/savings statement or U.S. government statement for address; address documents generally must be dated within 3 months. Foreign-issued driver license/ID may fail; the guidance says to use a passport instead. A selfie, source-of-funds or transfer-purpose documents may be requested. Universal SSN requirement, ITIN acceptance and a visa-category whitelist were not confirmed. Fund from a legitimate account/card in your name; the bank-account name must match your Xe account. U.S. provider identified in the published terms: Dandelion Payments, Inc. dba Xe USA, NMLS 920968.

Geographic restrictions: No product-specific U.S. state exclusion was verified in the reviewed sources. The U.S. consumer terms impose a U.S.-location restriction. Confirm state availability and funding options during registration/quote; do not assume a particular state or visa category is approved.

Product review: 30 Oct 2026. Source retrieval dates below are separate from editorial verification. An accepted ITIN does not establish residency eligibility.

Compare remittance requirements and costs · How we assess published requirements

Check Xe for the INR received, transfer fee and estimated arrival for your transfer.

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Payment options, limits and identity requirements have not yet been confirmed for this listing.

Fees and exchange rate

Transfer fee India page advertises $1 below $1,000 and $0 above $1,000. Check the exact $1,000 boundary in the quote; card funding adds fees. Source ↗
Exchange rate Use the executable send rate and recipient INR, not the informational converter rate. Quote checked 2026-10-30: 94.8123 INR per USD for a $1,000 transfer — quote only, not a permanent rate.

Payment and delivery options

You pay with Requires availability confirmation
Recipient receives via Bank deposit, UPI and cash pickup require availability confirmation

Requirements and limits

Residence U.S.-located adult sender; identity/address checks and legitimate funding in your name.
Identity documents Government-issued ID may be requested
SSN / ITIN Universal SSN requirement not confirmed. · ITIN substitution not confirmed.
Sending limits Online advertised cap $535,000/transfer. U.S. bank/wire funding starts at $3,000. U.S. debit cards: five payments and $3,000 total/day; account/bank caps may be lower. Source ↗
State availability No product-specific U.S. state exclusion was verified in the reviewed sources. The U.S. consumer terms impose a U.S.-location restriction. Confirm state availability and funding options during registration/quote; do not assume a particular state or visa category is approved.

Help and evidence

Support, cancellation and refunds

Support details are not confirmed.

Cancellation / refund: Contact Xe before it sends the payment. Once sent it cannot be canceled; confirmed card transactions are unlikely to be cancellable and costs may apply.

Provider support ↗

Official sources

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This information is educational and does not guarantee eligibility or approval. The provider makes the final decision.