Guides for newcomers to the U.S.

Visas, Employment & Career Finances What Is 287(g)? How Local Police Agreements With ICE Work Understand 287(g), the difference between task-force and jail agreements, and how to check local participation without mistaking a map for an individual risk assessment. Updated 18 Oct 2026 Read guide → Saving, Investing & Cross-Border Money Best Ways to Send Money Home From the US: Compare by Need Compare ways to send money home from the U.S. by recipient payout, fees, exchange rate, delivery method and speed. Learn when each option may fit. Updated 18 Oct 2026 Read guide → Taxes, Payroll & Compliance 401(k) and Roth IRA When Leaving the US: Your Options Leaving the US on a work visa? Compare keeping a 401(k), rolling it over, or withdrawing—and understand tax withholding, early penalties, and Roth rules. Updated 17 Oct 2026 Read guide → Taxes, Payroll & Compliance Resident Alien vs Nonresident Alien: US Tax Status Guide Which US tax status applies to you? Use the green card and substantial presence tests, F-1 student exceptions, and Form 1040 vs 1040-NR guidance. Updated 17 Oct 2026 Read guide → Taxes, Payroll & Compliance H-4 EAD & L-2S Work Rules: Jobs, Freelancing and LLCs Can H-4 EAD and L-2 spouses freelance or start an LLC? Check work authorization, renewal gaps, I-9 documents, tax residency, and business taxes. Updated 17 Oct 2026 Read guide → Saving, Investing & Cross-Border Money Large US-to-INR Transfers: Limits, Taxes & Documents Sending more than $10,000 between the US and an INR account? Check wire limits, documents, gifts, FBAR, and the 2026 remittance-tax rules. Updated 17 Oct 2026 Read guide → Saving, Investing & Cross-Border Money How to Send Money Abroad From the U.S. Compare international money transfers from the U.S. Understand fees, exchange rates, delivery options and recipient amounts before choosing a provider. Updated 15 Oct 2026 Read guide → Family, Education & Long-Term Planning Estate Planning for Expats: Wills, Beneficiaries and Cross-Border Asset Transfer Organise assets in the US and India, beneficiary designations and essential legal documents without assuming a will eliminates probate or tax. Updated 12 Oct 2026 Read guide → Family, Education & Long-Term Planning Emergency Financial Preparedness for Visa Holders: Layoffs, Grace Periods and Exit Cash Coordinate immigration deadlines, final pay, health coverage and a practical cash plan after losing a US job. Updated 12 Oct 2026 Read guide → Family, Education & Long-Term Planning How to Transfer US Retirement Savings (401(k)/IRA) Back Home Compare keeping US retirement accounts, eligible US rollovers and cash distributions before moving funds to India. Cross-border examples cover the USD–INR corridor. Updated 12 Oct 2026 Read guide → Saving, Investing & Cross-Border Money Navigating Currency Exchange Fluctuations When Moving Money to the US Plan INR-to-USD transfers around payment deadlines, total costs and currency risk rather than trying to predict the market. Cross-border examples cover the USD–INR corridor. Updated 12 Oct 2026 Read guide → Saving, Investing & Cross-Border Money Building a 3-to-6 Month US Dollar Emergency Fund: A Step-by-Step Plan Set a realistic emergency savings target that includes essential expenses, healthcare and relocation costs for visa holders. Updated 12 Oct 2026 Read guide →