Guides for newcomers to the U.S.
New to the U.S.? Find practical guides to bank accounts, ITIN and SSN requirements, building U.S. credit history, and getting settled.
Guide list
82 guides
Visas, Employment & Career Finances
Can Visa Holders Earn Passive Income in the US? (Stocks & Real Estate)
Wondering if you can trade stocks on an H1B visa or if passive income is allowed on an F1 visa? Learn the legal boundaries for US investing, real estate, and crypto.
Credit, Banking & Financing
Green Card Financial Costs: PERM, I-140, I-485 & Legal Fees
Planning for permanent residency? Discover the green card application total cost, USCIS fees, and who legally pays PERM fees—employer or employee.
Taxes, Payroll & Compliance
F-1 and J-1 Tax Filing: How to File Form 8843 and 1040-NR
Do F-1 students file Form 8843 with $0 income? Yes! Discover this complete tax guide for international students on filing Form 8843 and 1040-NR in the US.
Healthcare, Medical & Insurance
US Healthcare System Explained: Premiums, Deductibles, Copays, & OOP Max
Confused by US health insurance? Learn how premiums, deductibles, copays, coinsurance, and out-of-pocket maximums work together to control your medical costs.
Credit, Banking & Financing
Buying a Home on an H-1B, L-1, or Green Card: Mortgage Guide
Can you buy a home on a visa? Discover how to get a mortgage on an H1B visa or L-1 visa, down payment rules, and US home loan options for foreign nationals.
Taxes, Payroll & Compliance
H-1B Visa Financial Roadmap: Taxes, RSUs, & Wealth Building
Optimize your H-1B finances. Discover H1B tax strategies, RSU tax filing rules for visa holders, equity compensation tips, and wealth-building steps.
Healthcare, Medical & Insurance
How to Buy Short-Term Health Insurance During Job Transitions
Navigating a coverage gap between jobs or during OPT to H-1B status changes? Discover affordable short-term health insurance options and smart COBRA alternatives.
Healthcare, Medical & Insurance
Urgent Care vs. Emergency Room vs. Primary Care Costs
Avoid massive medical debt. Discover the difference between urgent care and emergency room costs, and learn the cheapest way to see a doctor in the US.
More guides
Understanding US Lease Agreements: Security Deposits & Rights
Protect yourself from hidden fees and illegal lease terms. Learn what to look for in a US lease agreement, security deposit laws, and tenant rights.
Saving, Investing & Cross-Border Money
Sending money from the U.S. to India: what to compare
How to compare U.S.-to-India remittance providers on fees, delivery, and funding methods.