Mortgage comparisons AmeriSave Mortgage

AmeriSave Mortgage · Lender

AmeriSave Mortgage

Review published mortgage options and requirements, then request a personalized quote from the lender.

Key borrower, credit, property-use and reserve requirements have not been verified for this selection.

Availability: Not licensed to originate in NY. Not all products and options are available in all states. Terms subject to change without notice.

Our take: Pros & Cons

What we like

  • Official loan options include fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, DSCR and community lending mortgages.
  • Rate-and-term and cash-out refinancing options are offered.
  • DSCR investment financing uses rental-property income rather than personal income documentation.

What to consider

  • SSN, ITIN, visa, foreign-credit and no-credit-history eligibility are not confirmed by the reviewed program pages.
  • Income, assets, credit, down payment and property requirements vary by program; approval is not guaranteed.
  • Not all products and options are available in all states.

AI-generated lender-level assessment based on published information. Not a verified assessment of Refinance; confirm program-specific conditions below.

Additional lender considerations
  • Fixed-rate loans offer predictable principal-and-interest payments for the loan term.
  • Advertised examples assume a particular cash-out refinance scenario; personalized rates, APR and fees may differ.
  • Refinancing or consolidating debt may increase lifetime finance charges, extend debt repayment and reduce home equity.

Newcomer requirements

Refinance

Fit not assessed · Check fit

No verified program-specific requirements are available yet. Confirm with lender before applying. An advertised rate or published profile does not establish SSN, ITIN, visa or credit-history eligibility.

Questions to confirm with the lender (17)

These requirements have not been verified for this program:

  • SSN
  • ITIN
  • U.S. credit history
  • Foreign credit history
  • No credit history
  • Residency / visa
  • Minimum credit score
  • Minimum down payment
  • Income documentation
  • Employment documentation
  • Foreign income
  • Foreign assets
  • Reserves
  • State restrictions
  • Property restrictions
  • Occupancy
  • Other conditions

Requirements last reviewed: Oct 25, 2026 · Official requirements source

Rates and costs

Refinance

Rates are available on request
No reviewed advertised rate example is linked to this program.

How to apply

Refinance

Document requirements are not confirmed. Ask the lender for its program-specific checklist.

  1. Confirm the program's identity, residency, credit and property requirements with the lender.
  2. Use the official application channel to request pricing for your actual scenario.
  3. Review the lender's written Loan Estimate, including costs and cash to close.

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Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.

Sources and methodology

About this lender

Purchase and refinance mortgages with fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, DSCR investment and community lending options. Program eligibility, property, state availability and pricing vary; newcomer documentation pathways are not confirmed by the reviewed pages.

Legal lender: AmeriSave Mortgage Corporation

Lending channel: Direct lending

Provider type: Mortgage company

Lending channels: Direct lending. Origination status: Not stated.

NMLS identifier: 1168

Published service states: AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY

More lender directory information

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Not licensed to originate in NY. Not all products and options are available in all states. Terms subject to change without notice.

Directory verified: 2026-10-25 UTC · Official directory source ↗

Official mortgage terms · Profile reviewed: Oct 25, 2026

What do APR, points, LTV and reserves mean?
APR
An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
Discount points
An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
LTV
Loan-to-value: the loan amount relative to the property's value.
Reserves
Assets the lender may require you to retain after closing. Requirements differ by program.

CFPB: understand your Loan Estimate

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