Mortgage comparisons Chase

Chase · Bank

Chase

Review published mortgage options and requirements, then request a personalized quote from the lender.

Availability: Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

At a glance

Property use
Primary residence

Still to confirm: Borrower type, Credit requirement, Reserves.

Our take: Pros & Cons

What we like

  • Fixed-rate, adjustable-rate, government and jumbo mortgage options are offered.
  • International relocation applicants may use foreign or nontraditional credit documentation under the published program conditions.
  • No-cost document translation is advertised for international relocation borrowers.

What to consider

  • International relocation requires an SSN, legal residency or citizenship documentation, U.S. address and supporting employment and asset records.
  • DreaMaker has income, primary-residence, property, purpose and conditional education restrictions.
  • Advertised rates assume specific credit, loan amounts, equity, locations and locks; they are not eligibility thresholds or personal quotes.

AI-generated lender-level assessment based on published information. Not a verified assessment of Chase Homebuyer Grant; confirm program-specific conditions below.

Additional lender considerations
  • DreaMaker and Standard Agency advertise 3% down options subject to program conditions.
  • Availability and restrictions vary by state, product and loan amount.

Newcomer requirements

Chase Homebuyer Grant

Fit not assessed · Check fit

Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.

State restrictions
where applicable census tract requirements are met.
Occupancy
Primary residence
View full lender requirements
State restrictions
where applicable census tract requirements are met.
Occupancy
Primary residence
Other conditions
Grant funds may not be used for the down payment on an FHA purchase loan.
Read official lender requirements ↗
Questions to confirm with the lender (14)

These requirements have not been verified for this program:

  • SSN
  • ITIN
  • U.S. credit history
  • Foreign credit history
  • No credit history
  • Residency / visa
  • Minimum credit score
  • Minimum down payment
  • Income documentation
  • Employment documentation
  • Foreign income
  • Foreign assets
  • Reserves
  • Property restrictions

Requirements last reviewed: Oct 25, 2026 · Official requirements source

Rates and costs

Chase Homebuyer Grant

Rates are available on request
No reviewed advertised rate example is linked to this program.

How to apply

Chase Homebuyer Grant

Document requirements are not confirmed. Ask the lender for its program-specific checklist.

  1. Confirm the program's identity, residency, credit and property requirements with the lender.
  2. Use the official application channel to request pricing for your actual scenario.
  3. Review the lender's written Loan Estimate, including costs and cash to close.

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Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.

Sources and methodology

About this lender

Conventional, DreaMaker, FHA, VA and jumbo purchase/refinance options, with a separate international relocation program that supports foreign or nontraditional credit documentation. Program conditions and pricing assumptions differ.

Legal lender: JPMorgan Chase Bank, N.A.

Lending channel: Direct lending

Provider type: Bank

Lending channels: Direct lending. Origination status: Active.

NMLS identifier: 399798

More lender directory information

Parent: JPMorgan Chase & Co.. Former names: Not stated.

Direct application information ↗

Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Directory verified: 2026-10-26 UTC · Official directory source ↗

Official mortgage terms · Profile reviewed: Nov 3, 2026

What do APR, points, LTV and reserves mean?
APR
An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
Discount points
An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
LTV
Loan-to-value: the loan amount relative to the property's value.
Reserves
Assets the lender may require you to retain after closing. Requirements differ by program.

CFPB: understand your Loan Estimate

Report a correction · How we compare

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