Chase · Bank
Chase
Review published mortgage options and requirements, then request a personalized quote from the lender.
Availability: Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
At a glance
- Borrower type
- This offer is available to U.S. citizens, legal residents, and Non-Permanent Residents within the United States of America.
- Property use
- Primary residence
Still to confirm: Credit requirement, Reserves.
Our take: Pros & Cons
What we like
- Fixed-rate, adjustable-rate, government and jumbo mortgage options are offered.
- International relocation applicants may use foreign or nontraditional credit documentation under the published program conditions.
- No-cost document translation is advertised for international relocation borrowers.
What to consider
- International relocation requires an SSN, legal residency or citizenship documentation, U.S. address and supporting employment and asset records.
- DreaMaker has income, primary-residence, property, purpose and conditional education restrictions.
- Advertised rates assume specific credit, loan amounts, equity, locations and locks; they are not eligibility thresholds or personal quotes.
AI-generated lender-level assessment based on published information. Not a verified assessment of International Relocation Mortgage; confirm program-specific conditions below.
Additional lender considerations
- DreaMaker and Standard Agency advertise 3% down options subject to program conditions.
- Availability and restrictions vary by state, product and loan amount.
Newcomer requirements
International Relocation Mortgage
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- SSN
- Required — confirmed
- U.S. credit history
- Not required — confirmed
- Foreign credit history
- Conditional. Published conditions apply. Read the full lender requirements below before applying.
- Residency / visa
- This offer is available to U.S. citizens, legal residents, and Non-Permanent Residents within the United States of America.
- Income documentation
- Social Security number Proof of citizenship or legal U.S. residency U.S. mailing address
- Employment documentation
- Employment verification (offer/transfer letter from employer confirming U.S. income) 30 days of pay stubs Two years of W2s or equivalent of a U.S. tax return
- Foreign assets
- Published conditions apply. Read the full lender requirements below before applying.
- Occupancy
- Primary residence
View full lender requirements
- SSN
- Required — confirmed
- U.S. credit history
- Not required — confirmed
- Foreign credit history
- In situations where a foreign credit report isn't available, we will be required to create a non-traditional credit history. To do this, we will need documentation that supports a minimum of a 12-month payment history on four separate accounts. We will need 12 months of canceled checks or bank statements confirming timely payment has been made. Documentation to support your current credit history for the past 12 months of housing payment, credit card and insurance along with one other account will be needed to create the report.
- Residency / visa
- This offer is available to U.S. citizens, legal residents, and Non-Permanent Residents within the United States of America.
- Income documentation
- Social Security number Proof of citizenship or legal U.S. residency U.S. mailing address
- Employment documentation
- Employment verification (offer/transfer letter from employer confirming U.S. income) 30 days of pay stubs Two years of W2s or equivalent of a U.S. tax return
- Foreign assets
- Any money being used as an asset or reserve on the purchase transaction will need to be moved to a U.S. asset account. We will need to obtain a copy of the most recent two months’ asset statements from the foreign account that shows money leaving the account and entering a U.S. asset account.
- Occupancy
- Primary residence
- Other conditions
- We can use your U.S. corporate housing address on the application. Please note, the U.S. address of record cannot be a P.O. Box or a personal mailbox rental.
Questions to confirm with the lender (8)
These requirements have not been verified for this program:
- ITIN
- No credit history
- Minimum credit score
- Minimum down payment
- Foreign income
- Reserves
- State restrictions
- Property restrictions
Requirements last reviewed: Oct 25, 2026 · Official requirements source
Rates and costs
International Relocation Mortgage
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
International Relocation Mortgage
- Social Security number Proof of citizenship or legal U.S. residency U.S. mailing address
- Employment verification (offer/transfer letter from employer confirming U.S. income) 30 days of pay stubs Two years of W2s or equivalent of a U.S. tax return
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Conventional, DreaMaker, FHA, VA and jumbo purchase/refinance options, with a separate international relocation program that supports foreign or nontraditional credit documentation. Program conditions and pricing assumptions differ.
Legal lender: JPMorgan Chase Bank, N.A.
Lending channel: Direct lending
Provider type: Bank
Lending channels: Direct lending. Origination status: Active.
NMLS identifier: 399798
More lender directory information
Parent: JPMorgan Chase & Co.. Former names: Not stated.
Direct application information ↗
Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
Directory verified: 2026-10-26 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Nov 3, 2026
- Official lender source · Last checked Oct 28, 2026
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.