Chase · Bank
Chase
Review published mortgage options and requirements, then request a personalized quote from the lender.
Availability: Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
At a glance
- Property use
- Primary residence
- Credit requirement
- 620
Still to confirm: Borrower type, Reserves.
Our take: Pros & Cons
What we like
- Fixed-rate, adjustable-rate, government and jumbo mortgage options are offered.
- International relocation applicants may use foreign or nontraditional credit documentation under the published program conditions.
- No-cost document translation is advertised for international relocation borrowers.
What to consider
- International relocation requires an SSN, legal residency or citizenship documentation, U.S. address and supporting employment and asset records.
- DreaMaker has income, primary-residence, property, purpose and conditional education restrictions.
- Advertised rates assume specific credit, loan amounts, equity, locations and locks; they are not eligibility thresholds or personal quotes.
AI-generated lender-level assessment based on published information. Not a verified assessment of VA home loan; confirm program-specific conditions below.
Additional lender considerations
- DreaMaker and Standard Agency advertise 3% down options subject to program conditions.
- Availability and restrictions vary by state, product and loan amount.
Newcomer requirements
VA home loan
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- Minimum credit score
- 620
- Minimum down payment
- $0
- Income documentation
- A Certificate of Eligibility (COE) from the VA is required to document eligibility.
- Property restrictions
- If you plan to buy a condo, you must make sure it's on a list of condominium developments approved by the VA. If it isn't on the list, your lender can request approval from the VA.
- Occupancy
- Primary residence
View full lender requirements
- Minimum credit score
- 620
- Minimum down payment
- $0
- Income documentation
- A Certificate of Eligibility (COE) from the VA is required to document eligibility.
- Property restrictions
- If you plan to buy a condo, you must make sure it's on a list of condominium developments approved by the VA. If it isn't on the list, your lender can request approval from the VA.
- Occupancy
- Primary residence
- Other conditions
- You may be required to pay a funding fee unless the VA determines you are exempt.
Questions to confirm with the lender (11)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- State restrictions
Requirements last reviewed: Oct 25, 2026 · Official requirements source
Rates and costs
VA home loan
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
VA home loan
- A Certificate of Eligibility (COE) from the VA is required to document eligibility.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Conventional, DreaMaker, FHA, VA and jumbo purchase/refinance options, with a separate international relocation program that supports foreign or nontraditional credit documentation. Program conditions and pricing assumptions differ.
Legal lender: JPMorgan Chase Bank, N.A.
Lending channel: Direct lending
Provider type: Bank
Lending channels: Direct lending. Origination status: Active.
NMLS identifier: 399798
More lender directory information
Parent: JPMorgan Chase & Co.. Former names: Not stated.
Direct application information ↗
Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
Directory verified: 2026-10-26 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Nov 3, 2026
- Official lender source · Last checked Oct 28, 2026
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.