CrossCountry Mortgage · Lender
CrossCountry Mortgage
Review published mortgage options and requirements, then request a personalized quote from the lender.
Availability: All loans are subject to underwriting approval and restrictions. The official application route asks whether the applicant has a loan-officer referral. ITIN-specific state availability is not stated; company licensing does not establish every program’s availability. Confirm the path-specific tax-return checklist because the ITIN page contains conflicting wording.
At a glance
- Property use
- Primary residence
Still to confirm: Borrower type, Credit requirement, Reserves.
Our take: Pros & Cons
What we like
- The CCM Signature Expanded ITIN Loan accepts an ITIN instead of an SSN; the official FAQ expressly says no Social Security number is needed.
- Full Doc and Bank Statement income-qualification pathways are offered.
- The bank-statement requirements list primary residences, second homes and investment properties.
What to consider
- The bank-statement requirements list a minimum 10% down payment.
- The requirements list two years of consistent employment or self-employment, and additional identification and financial documents may be requested.
- The introduction permits alternative income qualification without tax returns, but the requirements list requires two years of ITIN tax returns; confirm the applicable document checklist with the lender.
AI-generated lender-level assessment based on published information. Not a verified assessment of CCM Signature Expanded ITIN Loan — Primary residence; confirm program-specific conditions below.
Additional lender considerations
- Numeric minimum credit score, foreign-credit acceptance, no-credit-history acceptance, visa and foreign-income eligibility are not stated for this program.
- The reviewed official ITIN and mortgage-rate pages do not publish a relevant numeric advertised rate; request current program-specific pricing.
Newcomer requirements
CCM Signature Expanded ITIN Loan — Primary residence
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- SSN
- Not required — confirmed
- ITIN
- Accepted. Published conditions apply. Read the full lender requirements below before applying.
- Minimum down payment
- 10%
- Income documentation
- ITIN card; a valid government-issued ID such as a driver’s license or passport may be needed. Bank statements, proof of savings and other assets may be requested.
- Employment documentation
- At least two years of consistent employment or self-employment history.
- Occupancy
- Primary residence
View full lender requirements
- SSN
- Not required — confirmed
- ITIN
- The introduction permits financing despite missing tax returns, W-2s or pay stubs, while the requirement list says two years of ITIN tax returns are required. The applicable tax-return requirement remains unconfirmed; obtain the pathway-specific checklist.
- Minimum down payment
- 10%
- Income documentation
- ITIN card; a valid government-issued ID such as a driver’s license or passport may be needed. Bank statements, proof of savings and other assets may be requested.
- Employment documentation
- At least two years of consistent employment or self-employment history.
- Occupancy
- Primary residence
- Other conditions
- The introduction permits financing despite missing tax returns, W-2s or pay stubs, while the requirement list says two years of ITIN tax returns are required. The applicable tax-return requirement remains unconfirmed; obtain the pathway-specific checklist.
Questions to confirm with the lender (10)
These requirements have not been verified for this program:
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Foreign income
- Foreign assets
- Reserves
- State restrictions
- Property restrictions
Requirements last reviewed: Oct 26, 2026 · Official requirements source
Rates and costs
CCM Signature Expanded ITIN Loan — Primary residence
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
CCM Signature Expanded ITIN Loan — Primary residence
- ITIN card; a valid government-issued ID such as a driver’s license or passport may be needed. Bank statements, proof of savings and other assets may be requested.
- At least two years of consistent employment or self-employment history.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
ITIN mortgage financing from CrossCountry Mortgage, LLC, with Full Doc and Bank Statement qualification pathways. The bank-statement requirements list a 10% minimum down payment and primary, second-home and investment occupancy options.
Legal lender: CrossCountry Mortgage, LLC
Lending channel: Direct lending
Provider type: Mortgage company
Lending channels: Direct lending. Origination status: Active.
NMLS identifier: 3029
More lender directory information
Direct application information ↗
All loans are subject to underwriting approval and restrictions. The official application route asks whether the applicant has a loan-officer referral. ITIN-specific state availability is not stated; company licensing does not establish every program’s availability. Confirm the path-specific tax-return checklist because the ITIN page contains conflicting wording.
Directory verified: 2026-10-26 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 26, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.