Frost Bank · Bank
Frost Bank
Review published mortgage options and requirements, then request a personalized quote from the lender.
Key borrower, credit, property-use and reserve requirements have not been verified for this selection.
Availability: Subject property must be located in Texas.
Our take: Pros & Cons
What we like
- Fixed-rate mortgage financing is listed by the provider.
- A mortgage professional can review available terms and required documents.
What to consider
- The provider advertises mortgage loans in Texas. Confirm property eligibility and service area.
- Visa, ITIN, SSN, foreign-credit and foreign-income acceptance need lender confirmation.
- Income, assets, credit, down payment, occupancy, property and geographic requirements depend on the specific program and full underwriting.
AI-generated lender-level assessment based on published information. Not a verified assessment of Frost Progress Mortgage Options; confirm program-specific conditions below.
Additional lender considerations
- Request current rates, APR, fees, mortgage insurance and a Loan Estimate. Approval is not guaranteed.
Newcomer requirements
Frost Progress Mortgage Options
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- State restrictions
- Subject property must be located in Texas.
View full lender requirements
- State restrictions
- Subject property must be located in Texas.
- Other conditions
- Qualification for a Progress Mortgage Loan is subject to applicable income and property location requirements. Homebuyers may qualify through either the income-based option or the location-based option. Benefits cannot be combined.
Questions to confirm with the lender (15)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Minimum down payment
- Income documentation
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- Property restrictions
- Occupancy
Requirements last reviewed: Oct 27, 2026 · Official requirements source
Rates and costs
Frost Progress Mortgage Options
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Frost Progress Mortgage Options
Document requirements are not confirmed. Ask the lender for its program-specific checklist.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Fixed-rate home financing from Frost Bank. Newcomers should confirm residency documents, identification, income, credit history and property requirements with a mortgage professional.
Legal lender: Frost Bank
Lending channel: Direct lending
Provider type: Bank
Lending channels: Direct lending. Origination status: Not stated.
NMLS identifier: 431208
Published service states: TX
More lender directory information
Direct application information ↗
Subject property must be located in Texas.
Directory verified: 2026-10-27 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 21, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.