Goldman Sachs · Bank
Goldman Sachs
Review published mortgage options and requirements, then request a personalized quote from the lender.
Key borrower, credit, property-use and reserve requirements have not been verified for this selection.
Availability: Mortgage lending is described as a Private Wealth Management banking service using residential real estate collateral; application destination and state coverage not established in reviewed disclosure.
Our take: Pros & Cons
What we like
- Residential mortgage lending described within Private Wealth Management banking services
What to consider
- Residential real estate secures the mortgage loan
- Public borrower eligibility, state coverage and numeric pricing are not established in the reviewed disclosure
AI-generated lender-level assessment based on published information. Not a verified assessment of Mortgages; confirm program-specific conditions below.
Newcomer requirements
Mortgages
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- Property restrictions
- Residential real estate as collateral.
View full lender requirements
- Property restrictions
- Residential real estate as collateral.
Questions to confirm with the lender (16)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Minimum down payment
- Income documentation
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- State restrictions
- Occupancy
- Other conditions
Requirements last reviewed: Oct 28, 2026 · Official requirements source
Rates and costs
Mortgages
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Mortgages
Document requirements are not confirmed. Ask the lender for its program-specific checklist.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Residential mortgage lending by GS Bank within Goldman Sachs Private Wealth Management banking services. Contact the private wealth team for availability and individual terms.
Legal lender: Goldman Sachs Bank USA
Lending channel:
Provider type: Bank
Lending channels: Not stated. Origination status: Not stated.
More lender directory information
Mortgage lending is described as a Private Wealth Management banking service using residential real estate collateral; application destination and state coverage not established in reviewed disclosure.
Directory verified: 2026-10-28 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 28, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.