Griffin Funding · Lender
Griffin Funding
Review published mortgage options and requirements, then request a personalized quote from the lender.
Availability: Griffin Funding offers ITIN loans in several states to help home buyers find a home in their ideal location.
At a glance
- Property use
- Investment property
- Reserves
- Reserves to cover several months of mortgage payments.
Still to confirm: Borrower type, Credit requirement.
Our take: Pros & Cons
What we like
- Foreign-national and ITIN mortgage pathways
- Foreign-national applicants may demonstrate creditworthiness through foreign reports or other financial records
What to consider
- Visa, credit and down-payment requirements differ by pathway
- Foreign-national loans generally require 20% down and reserves
- State and product availability require lender confirmation
AI-generated lender-level assessment based on published information. Not a verified assessment of Foreign National Loans & Non-U.S. Citizen Mortgages; confirm program-specific conditions below.
Newcomer requirements
Foreign National Loans & Non-U.S. Citizen Mortgages
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- SSN
- Not required — confirmed
- U.S. credit history
- Not required — confirmed
- Foreign credit history
- Conditional. Instead, borrowers can demonstrate creditworthiness through alternative documentation, such as foreign credit reports or other financial records.
- Residency / visa
- A valid visa or visa waiver.
- Minimum down payment
- Minimum 20% down payment.
- Income documentation
- Proof of income, which may include foreign bank statements or employer verification.
- Reserves
- Reserves to cover several months of mortgage payments.
- Occupancy
- Investment property
View full lender requirements
- SSN
- Not required — confirmed
- U.S. credit history
- Not required — confirmed
- Foreign credit history
- Instead, borrowers can demonstrate creditworthiness through alternative documentation, such as foreign credit reports or other financial records.
- Residency / visa
- A valid visa or visa waiver.
- Minimum down payment
- Minimum 20% down payment.
- Income documentation
- Proof of income, which may include foreign bank statements or employer verification.
- Reserves
- Reserves to cover several months of mortgage payments.
- Occupancy
- Investment property
Questions to confirm with the lender (9)
These requirements have not been verified for this program:
- ITIN
- No credit history
- Minimum credit score
- Employment documentation
- Foreign income
- Foreign assets
- State restrictions
- Property restrictions
- Other conditions
Requirements last reviewed: Oct 28, 2026 · Official requirements source
Rates and costs
Foreign National Loans & Non-U.S. Citizen Mortgages
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Foreign National Loans & Non-U.S. Citizen Mortgages
- Proof of income, which may include foreign bank statements or employer verification.
- Reserve requirements: Reserves to cover several months of mortgage payments.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Griffin Funding offers foreign-national, ITIN and resident-borrower mortgage pathways, with program-specific documentation, visa and down-payment conditions.
Legal lender: Griffin Funding, Inc.
Lending channel: Direct lending
Provider type: Mortgage company
Lending channels: Direct lending. Origination status: Not stated.
NMLS identifier: 1120111
More lender directory information
Direct application information ↗
Griffin Funding offers ITIN loans in several states to help home buyers find a home in their ideal location.
Directory verified: 2026-10-28 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 28, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.