Highlands Residential Mortgage · Lender
Highlands Residential Mortgage
Review published mortgage options and requirements, then request a personalized quote from the lender.
Key borrower, credit, property-use and reserve requirements have not been verified for this selection.
Availability: Not licensed in the state of New York
Our take: Pros & Cons
What we like
- Fixed-rate and adjustable-rate mortgage options
- Loan officer prequalification reviews credit, income, assets and employment
What to consider
- Not licensed in New York
- Loan officer review is required to establish purchasing power
AI-generated lender-level assessment based on published information. Not a verified assessment of Highlands Residential Mortgage Conventional Home Loan; confirm program-specific conditions below.
Newcomer requirements
Highlands Residential Mortgage Conventional Home Loan
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- Income documentation
- Your Loan Officer will review basic credit, income, assets, and employment information to establish your purchasing power.
- State restrictions
- Not licensed in the state of New York
View full lender requirements
- Income documentation
- Your Loan Officer will review basic credit, income, assets, and employment information to establish your purchasing power.
- State restrictions
- Not licensed in the state of New York
Questions to confirm with the lender (15)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Minimum down payment
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- Property restrictions
- Occupancy
- Other conditions
Requirements last reviewed: Oct 27, 2026 · Official requirements source
Rates and costs
Highlands Residential Mortgage Conventional Home Loan
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Highlands Residential Mortgage Conventional Home Loan
- Your Loan Officer will review basic credit, income, assets, and employment information to establish your purchasing power.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
Highlands offers home-purchase financing through its loan officers, with fixed-rate and adjustable-rate mortgage options.
Legal lender: Highlands Residential Mortgage, Ltd.
Lending channel: Direct lending
Provider type: Mortgage company
Lending channels: Direct lending. Origination status: Not stated.
NMLS identifier: 134871
More lender directory information
Direct application information ↗
Not licensed in the state of New York
Directory verified: 2026-10-27 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 27, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.