Mortgage comparisons Huntington

Huntington · Bank

Huntington

Review published mortgage options and requirements, then request a personalized quote from the lender.

Key borrower, credit, property-use and reserve requirements have not been verified for this selection.

Our take: Pros & Cons

What we like

  • Fixed-rate mortgage financing is listed by the provider.
  • A mortgage professional can review available terms and required documents.

What to consider

  • Visa, ITIN, SSN, foreign-credit and foreign-income acceptance need lender confirmation.
  • Income, assets, credit, down payment, occupancy, property and geographic requirements depend on the specific program and full underwriting.
  • Request current rates, APR, fees, mortgage insurance and a Loan Estimate. Approval is not guaranteed.

AI-generated lender-level assessment based on published information. Not a verified assessment of Huntington Fixed-Rate Home Loan; confirm program-specific conditions below.

Newcomer requirements

Huntington Fixed-Rate Home Loan

Fit not assessed · Check fit

Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.

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Other conditions
All lending products are subject to application and credit approval.
Read official lender requirements ↗
Questions to confirm with the lender (16)

These requirements have not been verified for this program:

  • SSN
  • ITIN
  • U.S. credit history
  • Foreign credit history
  • No credit history
  • Residency / visa
  • Minimum credit score
  • Minimum down payment
  • Income documentation
  • Employment documentation
  • Foreign income
  • Foreign assets
  • Reserves
  • State restrictions
  • Property restrictions
  • Occupancy

Requirements last reviewed: Oct 27, 2026 · Official requirements source

Rates and costs

Huntington Fixed-Rate Home Loan

Rates are available on request
No reviewed advertised rate example is linked to this program.

How to apply

Huntington Fixed-Rate Home Loan

Document requirements are not confirmed. Ask the lender for its program-specific checklist.

  1. Confirm the program's identity, residency, credit and property requirements with the lender.
  2. Use the official application channel to request pricing for your actual scenario.
  3. Review the lender's written Loan Estimate, including costs and cash to close.

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Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.

Sources and methodology

About this lender

Fixed-rate home financing from Huntington. Newcomers should confirm residency documents, identification, income, credit history and property requirements with a mortgage professional.

Legal lender: Huntington

Lending channel: Direct lending

Provider type: Bank

Lending channels: Direct lending. Origination status: Not stated.

More lender directory information

Direct application information ↗

Directory verified: 2026-10-27 UTC · Official directory source ↗

Official mortgage terms · Profile reviewed: Oct 21, 2026

What do APR, points, LTV and reserves mean?
APR
An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
Discount points
An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
LTV
Loan-to-value: the loan amount relative to the property's value.
Reserves
Assets the lender may require you to retain after closing. Requirements differ by program.

CFPB: understand your Loan Estimate

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