KeyBank · Bank
KeyBank
Review published mortgage options and requirements, then request a personalized quote from the lender.
Key borrower, credit, property-use and reserve requirements have not been verified for this selection.
Availability: Not all home lending products are available in all states. All home lending products subject to credit and collateral approval.
Our take: Pros & Cons
What we like
- Qualifying relationship or automatic-payment customers may receive a 0.25% interest rate reduction
What to consider
- Mortgage products are subject to credit and collateral approval
- Not all products are available in all states
- Hazard insurance and applicable flood insurance required on collateral
AI-generated lender-level assessment based on published information. Not a verified assessment of Mortgages; confirm program-specific conditions below.
Newcomer requirements
Mortgages
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- State restrictions
- Not all home lending products are available in all states.
- Property restrictions
- Hazard insurance and, if applicable, flood insurance is required on collateral property.
View full lender requirements
- State restrictions
- Not all home lending products are available in all states.
- Property restrictions
- Hazard insurance and, if applicable, flood insurance is required on collateral property.
- Other conditions
- All home lending products, including mortgage and home equity lines of credit, are subject to credit and collateral approval.
Questions to confirm with the lender (14)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Minimum down payment
- Income documentation
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- Occupancy
Requirements last reviewed: Oct 28, 2026 · Official requirements source
Rates and costs
Mortgages
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Mortgages
Document requirements are not confirmed. Ask the lender for its program-specific checklist.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
KeyBank purchase and refinance mortgages, including fixed-rate, FHA and VA options. Official examples depend on the stated location, borrower assumptions and relationship or automatic-payment conditions.
Legal lender: KeyBank
Lending channel: Direct lending
Provider type: Bank
Lending channels: Direct lending. Origination status: Not stated.
NMLS identifier: 399797
More lender directory information
Direct application information ↗
Not all home lending products are available in all states. All home lending products subject to credit and collateral approval.
Directory verified: 2026-10-28 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 28, 2026
- Official lender source · Last checked Oct 28, 2026
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.