PrimeLending · Lender
PrimeLending
Review published mortgage options and requirements, then request a personalized quote from the lender.
Key borrower, credit, property-use and reserve requirements have not been verified for this selection.
Our take: Pros & Cons
What we like
- Fixed-rate and adjustable-rate conventional loan options are available.
- Listed property options include single-family, multifamily, condos and manufactured homes.
What to consider
- Mortgage insurance generally applies below 20% down, subject to the lender’s program terms.
- PrimeLending does not advertise website rates; request a personalized quote.
AI-generated lender-level assessment based on published information. Not a verified assessment of Conventional Home Loan; confirm program-specific conditions below.
Newcomer requirements
Conventional Home Loan
Fit not assessed · Check fit
Verified published requirements for this program. Rate-example assumptions are separate and do not establish eligibility or approval.
- Minimum down payment
- Depending on the loan you get, some conventional loans minimum down payment is 3% of the loan amount.
- Property restrictions
- They can be used for almost all types of properties, from single- and multi-family homes to condominiums and even manufactured homes.
View full lender requirements
- Minimum down payment
- Depending on the loan you get, some conventional loans minimum down payment is 3% of the loan amount.
- Property restrictions
- They can be used for almost all types of properties, from single- and multi-family homes to condominiums and even manufactured homes.
- Other conditions
- Keep in mind that if you make a down payment of less than 20% private mortgage insurance (PMI) will be required, however this can be removed once you have built up 20% equity in your home.
Questions to confirm with the lender (14)
These requirements have not been verified for this program:
- SSN
- ITIN
- U.S. credit history
- Foreign credit history
- No credit history
- Residency / visa
- Minimum credit score
- Income documentation
- Employment documentation
- Foreign income
- Foreign assets
- Reserves
- State restrictions
- Occupancy
Requirements last reviewed: Oct 27, 2026 · Official requirements source
Rates and costs
Conventional Home Loan
Rates are available on request
No reviewed advertised rate example is linked to this program.
How to apply
Conventional Home Loan
Document requirements are not confirmed. Ask the lender for its program-specific checklist.
- Confirm the program's identity, residency, credit and property requirements with the lender.
- Use the official application channel to request pricing for your actual scenario.
- Review the lender's written Loan Estimate, including costs and cash to close.
Published eligibility and availability do not guarantee approval. Confirm membership, relationship, property and occupancy conditions with the lender.
Sources and methodology
About this lender
PrimeLending conventional home loans support purchase and refinance, with fixed-rate and adjustable-rate options. Some programs allow 3% down; mortgage insurance and property-specific underwriting conditions apply.
Legal lender: PrimeLending, a PlainsCapital Company
Lending channel: Direct lending
Provider type: Mortgage company
Lending channels: Direct lending. Origination status: Not stated.
NMLS identifier: 13649
More lender directory information
Directory verified: 2026-10-27 UTC · Official directory source ↗
Official mortgage terms · Profile reviewed: Oct 27, 2026
- Official lender source · Last checked Not confirmed
What do APR, points, LTV and reserves mean?
- APR
- An annualized borrowing-cost measure that includes interest and certain loan charges. Read it alongside the interest rate and fees.
- Discount points
- An upfront charge expressed as a percentage of the loan amount. Compare the quoted interest rate and the points together.
- LTV
- Loan-to-value: the loan amount relative to the property's value.
- Reserves
- Assets the lender may require you to retain after closing. Requirements differ by program.