Mortgage lender coverage
The register includes directory-linked banks, credit unions and mortgage companies, alongside the initial major-bank coverage. It is not an exhaustive U.S. lender registry. Coverage assessment, reviewed lender profiles and published numeric rates are separate stages.
HTML/browser labels describe the intended collection method; they do not mean a collector is validated. Source notes distinguish text checks from untested browser flows. No public bank-rate API/feed has been verified.
| Lender / official source | Source method / availability | Test status and limitations | Last successful extraction UTC |
|---|---|---|---|
| Cathay Bank ↗ Bank | Contact lender for pricing | Official mortgage comparison reviewed manually, including Home Mortgage Plus, Nonresident Mortgage, conventional fixed/hybrid ARM and Community Home Buyers. Nonresident is for U.S. investment property; Plus covers primary, second home and investment. Alternative-documentation Plus has higher rates and stricter LTV than conventional. Community is income-restricted and unavailable for online application. No current numeric advertised rates on the reviewed product page. Official Cathay-branded portal entry verified; Rate Quotes reaches a CAPTCHA, so portal pricing remains unconfirmed. Branch locations are not complete lending coverage. Collection and automatic publication remain paused. | Not collected |
| Chase ↗ Bank | Interactive source; validation needed | Manual official review completed: profile v3, fourteen current program requirements, lender directory and fifteen advertised examples independently published. Ten Chicago IL 60629 purchase/refinance examples are dated October 23,2026 10:22 AM ET; product sheets specify 740 credit, primary occupancy and required escrow. Five program-footnote examples have no stated date; their dates and numeric points remain unknown. Closest-to-zero points does not mean zero points. Pricing assumptions do not establish eligibility. Refinance product-sheet LTV displays undefined; explicit accompanying assumptions supply LTV. ARM initial seven-year period, six-month resets and projected later payment are preserved in assumptions; no index margin or caps invented. International relocation permits foreign/nontraditional credit under its separate SSN, legal residency, address, employment and asset requirements. Relocation FAQ calls 80% a minimum LTV; no minimum down payment inferred. State coverage remains unconfirmed. Direct application landing verified; no application or borrower data submitted. Collector and automatic publication remain paused; validate scheduled collection separately before enabling. Rate freshness is two business days; requirements/directory require 90-day currency review. | 2026-10-28 03:49 |
| Churchill Mortgage ↗ Mortgage company | Contact lender for pricing | Manual official review completed: no-credit-score product profile v2, four separate conventional/FHA/VA/USDA no-score requirement records, matching rules and lender directory published. No credit score is not the same as no payment history, no U.S. credit history or foreign credit acceptance. Conventional guidance requires twelve-month payments including housing, with a conditional twelve-month asset requirement if no rental history; FHA specifies twelve months and three credit references. The VA/USDA tips refer to conventional loans and a ten-month housing tradeline, so that ambiguous duration is not applied to VA/USDA. USDA also repeats conventional-guideline wording; confirm specific eligibility. The official interest-rates page expressly states Churchill does not post rates online; no numeric example published. NMLS1591 and official direct Home Loan Specialist inquiry entry verified without submitting customer data. State-specific no-score program availability remains unconfirmed. Updates are manual; collector and automatic publication remain paused. Requirements and directory facts require 90-day currency review. | Not collected |
| Citibank ↗ Bank | Contact lender for pricing | Manual review: Citi purchase and refinance rate pages both state rates are temporarily unavailable online; pricing remains unconfirmed and no rate examples were invented. Published HomeRun primary-residence requirements preserve conforming/high-cost loan limits, lower condo/co-op LTV conditions, non-traditional-credit restrictions, two-unit own-funds and training conditions, branch-market limitations and no cash-out refinance. Lender Paid Assistance and Relationship Pricing are separate published programs; discounts are not absolute rates. Published lender directory NMLS 412915, Citigroup parent and verified direct application path; complete state coverage unknown. Collector and automatic publication remain paused; adapter mortgage-v1, interval 120 minutes and maximum rate age 2 business days retained. Refresh requirements/directory within 90 days; manually review numeric rates when available. | Not collected |
| Citizens Bank ↗ Bank | Interactive source; validation needed | Manually reviewed Citizens consumer mortgage/rate pages, official product suite, disclosures and verified Citizens/Blend direct application entry. 21 distinct program/occupancy requirement records published, including explicit construction states and primary-only Destination Home. Directory has NMLS433960 and explicit purchase states; refinance list differs and Texas is purchase-only. Portfolio programs select states. Two purpose-consistent examples submitted: 30-year Purchase 7.250% APR7.355 and 15-year Refinance6.750% APR6.891, dated10/23/2026 9:05AM CT. Purchase15-year and refinance30-year examples withheld because purpose footnotes conflict. Fractional points .5/.375 preserved verbatim in assumptions; numeric points unconfirmed due source-number validator limitation. FICO740 is pricing-only. Generic property eligibility disclosure conflicts with portfolio co-op/investment offerings and is not treated as a universal mortgage prohibition. Collector and auto-publication disabled, mortgage-v1/120min/maxage2businessdays retained. Manually refresh rates within2businessdays and requirements/directory within90days. | 2026-10-26 00:47 |
| City National Bank ↗ Bank | Contact lender for pricing | Manual official City National Bank mortgage tab and Hello Home disclosures reviewed. Provider legal/display corrected to City National Bank, official cnb.com reapproved and provider republished. Eight current requirement records independently published: lender-wide general, conforming one-unit primary, conforming other, high-balance, fixed, ARM, jumbo and Hello Home primary. Down payment depends on loan balance, unit count and nonoccupying borrowers. Hello Home requires FICO660, HUD-approved education and qualifying markets; income/grant/no-cash-back/36-month conditions retained, no mortgage insurance. Directory NMLSR536994, parent Royal Bank of Canada and official direct callback route published; no full state footprint inferred from grant markets. October6,2026 examples disclose APR7.96/PI2900 and Hello HomeAPR7.56/PI2800 on400000 loans for360months but omit interest rate. No interest rate was derived; no rate candidate created. SSN/ITIN/visa/foreign credit/income unknown. Collector/auto-publication disabled; mortgage-v1,120minutes,maxage2businessdays retained. Manual requirements/directory review within90days; refresh pricing evidence within2businessdays if numeric rates become available. | Not collected |
| CMG Home Loans ↗ Mortgage company | Interactive source; validation needed | Official CMG conventional product, licensing, consumer application entry and company wholesale/correspondent channels manually reviewed. Four current conventional requirement records published: occupancy-unspecified and separate primary,second-home,investment. Conditional3% floor is not inherited as guaranteed occupancy-specific minimum. DTI45%, employment/verifiable income and full document checklist retained; numeric minimum score and SSN/ITIN/foreign-credit/income acceptance unknown. Directory NMLS1820, explicit50states+DC and separate direct/wholesale/correspondent links published; licensing also lists GU/PR/USVI and trade-name restrictions. Two source-associated undated30-year fixed6.5% APR6.706 purchase examples created:242500loan/3%down/1533PI and237500loan/5%down/1501PI on250000property. Dates,occupancy,FICO,location,lock,points,fees unknown; no values inferred or calculated. Examples may change or be unavailable at rate lock and exclude MI,taxes,homeowners insurance. Collector/auto-publication OFF,mortgage-v1/120min/maxage2businessdays retained. Refresh manual advertised evidence within2businessdays; requirements/directory within90days. | 2026-10-26 01:01 |
| Cornerstone Home Lending ↗ Bank | Contact lender for pricing | Manual conventional mortgage review of official Dan Walsh/Rod See product pages, corporate fixed-rate information, licensing and Prequalify route. Provider already correctly published as Cornerstone Capital Bank, SSB/Cornerstone Home Lending, Bank, houseloan.com allow-listed. Two independently published conventional requirement programs: conforming3%minimum with PMI below20%, family gifts and Fannie/Freddie distinctions; jumbo10%minimum, credit-dependent eligibility, potentially more documentation and mostly manual underwriting. Occupancy and numeric minimum FICO/SSN/ITIN/visa/foreign credit/income/assets/reserves unknown. Officer page’s undated850000conforming/jumbo boundary is not treated as verified current limit. No relevant numeric advertised rate found on reviewed official product pages; calculators are not advertised pricing. Directory NMLS2258 and corporate loan-officer Prequalify path published; state selectors/offices/partial licenses do not establish a complete coverage list. Collector/automatic publication OFF; mortgage-v1,120minutes,maxrateage2businessdays retained. Review requirements/directory within90days; refresh any future advertised pricing within2businessdays. | Not collected |
| CreditStrong ↗ Bank | Source under investigation | Current official sources describe credit-building installment/revolving products, not a mortgage program. CreditStrong is offered by Austin Capital Bank, but no lender-specific residential mortgage program and application evidence established under this brand. Do not reuse credit-builder eligibility for mortgages. Reviewed October27,2026. Scheduled collection and automatic publication disabled. Adapter and freshness settings retained. | Not collected |
| CrossCountry Mortgage ↗ Mortgage company | Contact lender for pricing | Manual review of CCM Signature Expanded ITIN Loan. Four separate published records: bank-statement primary, second-home and investment pathways, plus Full Doc with occupancy unstated. ITIN accepted and SSN not required explicitly supported. The detailed bank-statement list states 10% down and two years of employment/self-employment. Introduction permits missing tax returns/W-2/pay stubs but list requires two years of ITIN tax returns; the conflicting tax-return requirement is unconfirmed. Generic Non-QM, ITIN issuance instructions and other programs do not establish residency/visa/foreign-credit/income eligibility. No relevant numeric advertised ITIN rate on reviewed product/rate pages; request pricing. Directory NMLS3029 and official direct referral-choice application route published. Licensing table review is partial; no complete or ITIN-specific state coverage asserted. Collector and automatic publication disabled; adapter mortgage-v1, interval120minutes and maxrateage2businessdays retained. Manual requirements/directory currency90days; any future advertised pricing requires refresh within2businessdays. | Not collected |
| Delta Community Credit Union ↗ Credit union | Interactive source; validation needed | Manual official-source review 2026-10-26 UTC. Fixed-rate first mortgages only; purchase conforming/jumbo and no-cash-out refinance advertised examples have no published effective timestamp. Rate FICO 720 is an assumption, not eligibility: mortgage FAQ states minimum middle score 640; jumbo-specific page says scores as low as 700 may qualify. Current jumbo page $832,751–$5,000,000 supersedes conflicting FAQ $806,501 threshold. Membership required before processing; foreign membership abroad is deposit-only and does not establish foreign-national mortgage eligibility. Mortgage coverage is 19 states plus DC, separate from Georgia membership counties. Purchase widget has 1% origination fee; jumbo page separately advertises lower fee, retain source-specific conditions without calculating dollars. No automated validation performed; collector and auto-publication paused. Refresh rates within retained 2 business-day window, requirements/directory within 90 days. Application specialist chooser verified without submitting information. | 2026-10-26 12:28 |
| DHI Mortgage ↗ Mortgage company | Contact lender for pricing | Reviewed October 26, 2026. DHI lists Conforming Conventional mortgages and directs borrowers to a local Mortgage Loan Originator. Detailed borrower eligibility and current numeric pricing were not published on the reviewed pages. D.R. Horton, Inc. is the stated parent; the lender offers direct and builder-affiliated channels. Licensing disclosures dated September 17, 2026 do not establish a full current origination-state list. Requirements and lender directory facts are published separately. Updates are manual; scheduled collection and automatic publication remain off. | Not collected |