Mortgage lender coverage
The register includes directory-linked banks, credit unions and mortgage companies, alongside the initial major-bank coverage. It is not an exhaustive U.S. lender registry. Coverage assessment, reviewed lender profiles and published numeric rates are separate stages.
HTML/browser labels describe the intended collection method; they do not mean a collector is validated. Source notes distinguish text checks from untested browser flows. No public bank-rate API/feed has been verified.
| Lender / official source | Source method / availability | Test status and limitations | Last successful extraction UTC |
|---|---|---|---|
| Waterstone Mortgage ↗ Mortgage company | Source under investigation | LATEST REQUIREMENTS REVIEW 2026-10-30T03:55:27.607Z: All ITIN replacements include the complete NP, Inc. TPO Lending broker footnote including sole credit-approval discretion. Direct current page remote connection failure; require sufficient current official evidence before approval. DO NOT PUBLISH superseded ed32d252-a847-46f2-8ad7-014579f7545a; corrected replacement 17a4ea71-40f5-43f1-8b42-8ad63bff9846 (itin-primary). DO NOT PUBLISH superseded 1ca28926-6921-450b-bf15-67aafe0b27b8; corrected replacement f2fc47fa-3726-4b00-b969-af260e18c723 (itin-second-home). DO NOT PUBLISH superseded c8e99e56-9ae5-4acf-9613-caccb18813e6; corrected replacement 6892c0d7-4203-4226-9dc1-479ce0e1bcb4 (itin-investment). All replacements remain unpublished pending a different authorized reviewer from np1225@nyu.edu. Scheduling and automatic publication disabled. Prior source notes preserved below. HISTORICAL NOTES: This product is Waterstone Mortgage ITIN Home Loan. Correct source association to official non-US-citizen page containing ITIN, work visa and foreign-national programs; HomeReady page is a different product. Full website retrieval currently upstream remote connection failure. Keep paused; do not publish from partial assembled search text after previous automatic review rejection. Need full source including broker relationship footnotes before eligibility publication. Reviewed October27,2026. Scheduled collection and automatic publication disabled. Adapter and freshness settings retained. | Not collected |
| Waterstone Mortgage ↗ Mortgage company | Source under investigation | Official browser retrieval failed on conventional program and application pages: upstream connect error or disconnect/reset before headers; remote connection failure. One reload attempted. Search text available but incomplete, and publication was rejected by automatic approval review; do not publish partial reconstructed evidence. Full current official page text needed. Keep collector and automatic publication disabled. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| Wells Fargo ↗ Bank | Contact lender for pricing | Current general mortgage underwriting FAQ reviewed; no numeric rate example on FAQ page. Direct channel points to official mortgage-consultant locator, not servicing.3%fixed-rate availability is program-specific; not recorded as lender-wide eligibility. Unknown citizenship/visa/credit pathways remain NotStated. Automated scheduling/publication disabled. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| Wintrust Mortgage ↗ Bank | Contact lender for pricing | Directory and investment/second-home program scope verified. No numeric advertised interest/APR example on reviewed pages. Older product page contains obsolete $453,100 conforming-limit illustration; excluded from all published facts. February2026 credit guidance says thresholds vary; none invented. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |