Mortgage lender coverage
The register includes directory-linked banks, credit unions and mortgage companies, alongside the initial major-bank coverage. It is not an exhaustive U.S. lender registry. Coverage assessment, reviewed lender profiles and published numeric rates are separate stages.
HTML/browser labels describe the intended collection method; they do not mean a collector is validated. Source notes distinguish text checks from untested browser flows. No public bank-rate API/feed has been verified.
| Lender / official source | Source method / availability | Test status and limitations | Last successful extraction UTC |
|---|---|---|---|
| SoFi ↗ Bank | Published example source | Four public fixed-rate examples captured with $400000 loan,75%LTV and stated P&I and due-at-closing amounts. APRs updated daily; no explicit rate-specific source date/time published. General legal information current as of10/27/26 is not substituted for rate timestamp. Manual candidates require another reviewer. Keep automation disabled. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | 2026-10-27 20:50 |
| State Street ↗ Bank | Source under investigation | Current official source concerns institutional investment services. Residential mortgage product, borrower requirements and application destination not established; historical 2021 report is not current origination proof. Leave investigation draft unpublished. Reviewed October27,2026. Scheduled collection and automatic publication disabled. Adapter and freshness settings retained. | Not collected |
| Suncoast Credit Union ↗ Credit union | Contact lender for pricing | First-time 10/1 ARM requirements, 3% total down payment and non-permanent resident availability verified. No public numeric interest rate/APR on this program page. The 1% own-funds pathway requires a2% immediate-family gift; do not treat it as1% total down. Membership required. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| TD Bank ↗ Bank | Source under investigation | Text checked 2026-10-20: personalized-rate flow, no numeric table. Do not use Canadian rates. | Not collected |
| Truist ↗ Bank | Published example source | Current rate page reviewed. FHA example and disclosures agree on $200000 amount,FICO680,3.5%down,RichmondVA,30-daypurchase lock. Agency examples conflict: table note$200000 vs footer$250000; do not infer agency assumptions. No explicit source date/time, do not use capture timestamp as source date. Source stays paused; manual FHA candidate requires another reviewer. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | 2026-10-27 20:57 |
| U.S. Bank ↗ Bank | Published example source | Conventional product and application facts verified. Dynamic rate table initially blank then loaded four numeric examples dated10/27/2026; full rate evidence captured for separate independent review. FICO740+,25%down and$405,000 amount are pricing assumptions only. Calculator defaults are not quotes. No numeric candidates accepted in this batch. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | 2026-10-27 20:47 |
| UBS Bank USA ↗ Bank | Contact lender for pricing | Official page publishes mortgage planning and underwriting disclosures, no public numeric rates. Advisor links are not mortgage application destinations; source explicitly says advisors do not take applications. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| United Wholesale Mortgage ↗ Mortgage company | Contact lender for pricing | Official conventional program descriptions reviewed manually. Wholesale partner channel, no public numeric rate example on reviewed page. Source created paused; all scheduling and automatic publication disabled. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| United Wholesale Mortgage ↗ Mortgage company | Contact lender for pricing | Separate HomeReady product profile and requirements. Income80%AMI cap;97%purchase/refinanceLTVwithFNMAservicing condition; manufactured95%LTV; co-ops NYonly. Provider published directory reused. No public numeric rate. Automated scheduling/publication remain off. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |
| USAA Federal Savings Bank ↗ Bank | Source under investigation | Linked from the provider directory. Homepage is a discovery starting point; mortgage offering, channel, requirements and numeric source are unverified. | Not collected |
| Varo Bank ↗ Bank | Source under investigation | Current official source describes bank accounts, cash advances and personal line of credit, not a residential mortgage program. Mortgage terms, requirements and application destination not established. No NotOffering inference solely from absence. Reviewed October27,2026. Scheduled collection and automatic publication disabled. Adapter and freshness settings retained. | Not collected |
| Veterans United Home Loans ↗ Mortgage company | Published example source | Official VA rate table and full assumptions reviewed. Source explicitly says Oct27th04:06PMCST; preserve this published time, do not substitute capture time. Default720 pricing credit score differs from typical620eligibility. Purchase295000,no down,30-daylock; jumbo45daypurchase lock,IRRRL/cashout60day. No generic educational calculator examples entered. All automation disabled. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | 2026-10-28 02:31 |