Mortgage lender coverage
The register includes directory-linked banks, credit unions and mortgage companies, alongside the initial major-bank coverage. It is not an exhaustive U.S. lender registry. Coverage assessment, reviewed lender profiles and published numeric rates are separate stages.
HTML/browser labels describe the intended collection method; they do not mean a collector is validated. Source notes distinguish text checks from untested browser flows. No public bank-rate API/feed has been verified.
| Lender / official source | Source method / availability | Test status and limitations | Last successful extraction UTC |
|---|---|---|---|
| New American Funding ↗ Mortgage company | Published example source | Current public rates effective 9:00AM PT 10/27/2026. Manual purchase candidates prepared for independent reviewer. Refinance tab has five examples but disclosure dialog still describes purchase assumptions and VA APR differs (refinance table 7.423%, disclosure 7.708%); do not copy purchase assumptions into refinance. Collector untested, paused. Non-QM/Global Advantage requirements use separate program page. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | 2026-10-27 15:56 |
| Newfi Lending ↗ Mortgage company | Contact lender for pricing | Official self-employed program supports purchase/refinance and primary/second/investment occupancies; documentation, 640 as-low-as score and scenario-dependent LTV captured. No numeric rate on reviewed page. Overview LTV differs from linked requirements article; preserve source-specific wording and confirm scenario with lender. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| Newrez ↗ Mortgage company | Contact lender for pricing | Current mortgage purchase page reviewed; general documentation and approval requirements published. Direct, wholesale and correspondent paths verified from official links. No numeric rate published on this page; rates page requires separate pricing check. NY site-specific application restriction retained. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| NFM Lending ↗ Mortgage company | Contact lender for pricing | Official FHA primary-residence program eligibility, credit/down-payment tiers, DTI/employment exceptions and property types reviewed. No numeric interest-rate/APR example on reviewed page. Public application destination points to get-started; state codes unknown. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| Northern Trust ↗ Bank | Source under investigation | Official homepage returns Access Denied in this browser after one reload. Site reference #18.e4a5dc17.1793117061.11e3eb03, errors.edgesuite.net. Current mortgage terms, application destination and eligibility cannot be verified. No new provider/profile/requirements/directory publication from old indexed brochure. Source remains paused pending current official evidence or permitted access. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| Northpointe Bank ↗ Bank | Contact lender for pricing | Reviewed current Expanded Access program: primary/second/investment programs published separately; bank statements/assets/1099 and written employment pathways, two-year credit event seasoning and leasehold conditions preserved. No public numeric rate example on this page. State dropdown does not establish supported-state coverage. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| OneTrust Home Loans ↗ Mortgage company | Contact lender for pricing | Current portfolio program menu reviewed. General approval/availability limitations, bank-statement pathway and separate second-home/investment Condo Hotel records published. No numeric rates or detailed newcomer eligibility on reviewed page. Direct consultation path verified; no geographic codes inferred. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| OpenSky ↗ Bank | Contact lender for pricing | Official opensky mortgage inquiry form and program information. No public numeric advertised interest/APR shown. Do not treat state dropdown as explicit lending coverage or conditional zero-down marketing as universal minimum. Reviewed October27,2026. Scheduled collection and automatic publication disabled. Adapter and freshness settings retained. | Not collected |
| PenFed Credit Union ↗ Credit union | Published example source | Official conventional eligibility and membership reviewed separately from rate assumptions. Home page publishes conventional/FHA/VA examples; only October 2026 and recurring update schedule stated, no exact source date. Manual candidates need independent reviewer and source-date/freshness verification. Collector untested and paused. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | 2026-10-27 16:15 |
| Pennymac ↗ Mortgage company | Published example source | Dedicated /rates page publishes numeric examples dated Tuesday Oct. 27, 2026, 9:02am PDT. Homepage/FHA tables remained empty. See assumptions control focused the custom-rate form without displaying scenario assumptions; no borrower values entered and no rate candidate created until assumptions can be verified. Pricing not confirmed. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| Pinnacle Financial Partners ↗ Bank | Contact lender for pricing | Official mortgage offering and advisor application path verified. Legal lender Pinnacle Bank, display brand Pinnacle Financial Partners. General product scope published; detailed eligibility and named-program requirements are not published on reviewed page and remain unknown. No numeric rate; advisor office locations are not lending-state coverage evidence. Reviewed October 27, 2026. Manual workflow; scheduling and automatic publication disabled. Existing adapter and freshness retained. No invented selectors, browser actions or numeric scenario inputs. | Not collected |
| Planet Home Lending ↗ Mortgage company | Contact lender for pricing | HomeReady requirements and direct quote path verified. Public page instructs borrowers to request current rates; no numeric advertised rate example. Historic 2023 income illustration is not used as a current limit. Reviewed October 27, 2026. Manual review; scheduling and automatic publication disabled. Adapter and 1–3 business-day freshness configuration retained. No untested selectors, browser actions or invented scenario inputs. | Not collected |