Remittance: international money transfers for newcomers

Remittance

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What we compare for money transfers

Net recipient amount for the same destination, currency, send amount and quote time
Transfer fee plus FX cost, funding and delivery method, speed and transfer limits
Recorded route availability and sender/recipient requirements

How these picks work: Current scenario picks highlight documented funding or payout methods. Price and speed winners require comparable, timestamped provider quotes; a reference conversion is not a provider quote.

Each pick needs a reviewed published version and a linked provider source. Picks name the need, evidence date and main drawback. Product-name order breaks equal-criterion ties. Compensation is not a selection input. Full methodology · Editorial policy · How we make money

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Published costs and requirements for this category
Product	Recorded route	Transfer fee	Funding	Payout	Arrival estimate
ICICI Money2India U.S. to IndiaICICI Bank	United States → India (USD → INR)	$4 for amounts below USD 1,000; no Money2India transfer fee at USD 1,000 or more — checked 2026-10-30.	Not confirmed	Indian bank deposit	Express: usually 4 hours; E-Transfer: usually 5 business days; Power: usually 1 business day after funds arrive.
Instarem U.S. to BrazilInstarem	United States → Brazil (USD → BRL)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to CanadaInstarem	United States → Canada (USD → CAD)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to ChinaInstarem	United States → China (USD → CNY)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to ColombiaInstarem	United States → Colombia (USD → COP)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to Dominican RepublicInstarem	United States → Dominican Republic (USD → DOP)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to GermanyInstarem	United States → Germany (USD → EUR)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to GuatemalaInstarem	United States → Guatemala (USD → GTQ)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to IndiaInstarem	United States → India (USD → INR)	Most transfers have $0 transaction fee; some under $100 cost up to $2.99. Debit cards add 2%, credit cards 3%, where offered — checked 2026-10-30.	ACH/direct debit, bank transfer/Payee or wire as quoted	Indian bank deposit, UPI where offered	May arrive in minutes; allow 1–2 business days and funding clearance. Quote-specific estimate applies.
Instarem U.S. to MexicoInstarem	United States → Mexico (USD → MXN)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to PakistanInstarem	United States → Pakistan (USD → PKR)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to PeruInstarem	United States → Peru (USD → PEN)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to PhilippinesInstarem	United States → Philippines (USD → PHP)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to South KoreaInstarem	United States → South Korea (USD → KRW)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to United KingdomInstarem	United States → United Kingdom (USD → GBP)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Instarem U.S. to VietnamInstarem	United States → Vietnam (USD → VND)	U.S. fee page: most transfers have no transaction fee; certain transfers below $100 cost up to $2.99. An FX margin applies. Cards, where offered, add 2% debit or 3% credit. Confirm the destination quote — checked 2026-10-30.	Not confirmed	Bank-account deposits in the selected destination currency. Recipient does not need an Instarem account.	After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
LemFi U.S. to IndiaLemFi	United States → India (USD → INR)	India transfers may incur a fee; confirm the final charge in the app — checked 2026-10-30.	Not confirmed	Indian bank deposit	India page advertises arrival usually within minutes; verification, funding and bank processing can delay delivery. Use the app estimate.
MAJORITY U.S. to IndiaMAJORITY	United States → India (USD → INR)	Base/no-membership transfers: $1.99 per transfer. Plus membership: $6.99 every 30 days with $0 MAJORITY transfer fee to India — checked 2026-10-30.	Not confirmed	Indian bank account deposit	Bank deposits usually within an hour; receiving-bank and verification conditions can delay delivery.
MoneyGram U.S. to BrazilMoneyGram	United States → Brazil (USD → BRL)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to CanadaMoneyGram	United States → Canada (USD → CAD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to ChinaMoneyGram	United States → China (USD → CNY)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to ColombiaMoneyGram	United States → Colombia (USD → COP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to Dominican RepublicMoneyGram	United States → Dominican Republic (USD → DOP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to EcuadorMoneyGram	United States → Ecuador (USD → USD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to El SalvadorMoneyGram	United States → El Salvador (USD → USD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to GermanyMoneyGram	United States → Germany (USD → EUR)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to GuatemalaMoneyGram	United States → Guatemala (USD → GTQ)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to HaitiMoneyGram	United States → Haiti (USD → HTG)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to HondurasMoneyGram	United States → Honduras (USD → HNL)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to IndiaMoneyGram	United States → India (USD → INR)	Quote-based fee; eligible new customers may receive $0 first-online-transfer fee. Credit-card exclusions and offer terms apply — checked 2026-10-30.	digital bank/card options as quoted, cash at participating locations	cash pickup, bank deposit	India account-deposit documentation lists a few hours; funding, checks and bank/agent hours can delay delivery.
MoneyGram U.S. to JamaicaMoneyGram	United States → Jamaica (USD → JMD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to MexicoMoneyGram	United States → Mexico (USD → MXN)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to PakistanMoneyGram	United States → Pakistan (USD → PKR)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to PeruMoneyGram	United States → Peru (USD → PEN)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to PhilippinesMoneyGram	United States → Philippines (USD → PHP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to South KoreaMoneyGram	United States → South Korea (USD → KRW)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to United KingdomMoneyGram	United States → United Kingdom (USD → GBP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
MoneyGram U.S. to VietnamMoneyGram	United States → Vietnam (USD → VND)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup and, for eligible destinations, card or mobile-wallet delivery. Available methods and partners vary by route.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
OFX U.S. to IndiaOFX	United States → India (USD → INR)	OFX U.S. advertises no transfer fees. Its customer exchange rate and possible intermediary/bank charges affect total cost — checked 2026-10-30.	Not confirmed	Indian bank deposit	Most India transfers complete in one to two business days after OFX receives the funds.
Paysend U.S. to IndiaPaysend	United States → India (USD → INR)	A fixed transfer fee is displayed for the selected corridor and delivery method; confirm the current quote — checked 2026-10-30.	Not confirmed	Indian bank account / UPI	UPI usually within minutes; bank-account delivery usually the same day. Confirm the transaction-specific estimate.
Remitly U.S. to BrazilRemitly	United States → Brazil (USD → BRL)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to CanadaRemitly	United States → Canada (USD → CAD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to ChinaRemitly	United States → China (USD → CNY)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to ColombiaRemitly	United States → Colombia (USD → COP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to Dominican RepublicRemitly	United States → Dominican Republic (USD → DOP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to EcuadorRemitly	United States → Ecuador (USD → USD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to El SalvadorRemitly	United States → El Salvador (USD → USD)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to GuatemalaRemitly	United States → Guatemala (USD → GTQ)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to HaitiRemitly	United States → Haiti (USD → HTG)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to HondurasRemitly	United States → Honduras (USD → HNL)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to IndiaRemitly	United States → India (USD → INR)	Published USD/INR fee table: $3.99 below $1,000; $0 at $1,000+. Confirm the exact quote.	bank account when offered, debit/credit card when offered	bank deposit, UPI, cash pickup where offered	Minutes for eligible transfers; others take a few business days. Quote and receipt show the promised delivery time.
Remitly U.S. to MexicoRemitly	United States → Mexico (USD → MXN)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to PhilippinesRemitly	United States → Philippines (USD → PHP)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to South KoreaRemitly	United States → South Korea (USD → KRW)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to VenezuelaRemitly	United States → Venezuela (USD → VES)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Remitly U.S. to VietnamRemitly	United States → Vietnam (USD → VND)	The transfer fee and customer exchange rate depend on destination, amount, funding and payout method. Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.	Not confirmed	Bank deposit, cash pickup, mobile money, debit-card deposit or home delivery where offered. Availability depends on recipient country and partner.	The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Ria U.S. to IndiaRia	United States → India (USD → INR)	Fees depend on amount, funding and receive method; online and agent prices differ.	bank account online, debit/credit card online, cash through eligible retail locations	bank deposit, cash pickup; other wallet methods require corridor confirmation	Verified ACH-funded transfers typically take 3–5 business days; cards/cash can be faster. Checks and payout hours may delay delivery.
SBIC SendMoneyEZ U.S. to IndiaSBIC Bank	United States → India (USD → INR)	No online/mobile remittance transfer fee for eligible SBIC Bank deposit account holders, within daily limits — checked 2026-10-30.	Not confirmed	Indian bank deposit	Same-day processing means usually within 24 hours excluding weekends/holidays; funding holds and checks apply. Online transfers above $50,000 may need 1–2 extra business days.
Taptap Send U.S. to IndiaTaptap Send	United States → India (USD → INR)	USD 1.99 for sends from the United States to India, as listed on the official India product page — checked 2026-10-30.	Not confirmed	Indian bank account / UPI	95% of transfers to India are delivered in under 3 minutes. Bank transfers typically under two hours but may take two working days to appear; UPI typically within a few minutes.
Western Union U.S. to IndiaWestern Union	United States → India (USD → INR)	Quote-based pricing; eligible first-online-transfer $0-fee offer excludes credit cards and specified services.	bank account, debit/credit card, cash at participating agent locations	bank deposit, cash pickup, UPI where offered	UPI may take minutes; cash pickup same day; bank delivery up to five days. Quote estimate applies.
Wise U.S. to India (USD → INR)Wise	United States → India (USD → INR)	Upfront fee depends on amount and payment method; no recurring subscription fee.	ACH/bank funding, debit or credit card when offered in quote	Indian bank deposit, UPI subject to limits	Eligible IMPS/UPI can be instant. Standard bank arrival usually one working day after receipt/conversion; conversion and funding add time.
WorldRemit U.S. to IndiaWorldRemit	United States → India (USD → INR)	Quote-based fees; first-transfer enhanced-rate promotion does not waive all fees.	bank transfer where offered, debit/credit card where offered	bank deposit confirmed; other India methods require quote confirmation	Personal bank accounts usually same day; business accounts 1-2 working days after processing. Funding and verification add time.
Xe U.S. to IndiaXe	United States → India (USD → INR)	India page advertises $1 below $1,000 and $0 above $1,000. Check the exact $1,000 boundary in the quote; card funding adds fees.	ACH, bank wire, debit/credit card when offered	bank deposit, cash pickup where offered	Cards can be fastest. ACH holding periods and wire funding can add business days; use your quote estimate. Many transfers arrive same day; card payments can be delivered in minutes.
Xoom U.S. to IndiaXoom	United States → India (USD → INR)	$0 Xoom fee for $1,000+ bank-account/PayPal-balance-funded transfers to Indian bank or UPI. Other combinations require a quote.	bank account, debit/credit card, PayPal balance where offered	bank deposit, UPI, cash pickup where offered	Cash pickup typically minutes; UPI typically within 15 minutes. Major-bank deposits up to INR 500,000 typically minutes; larger deposits typically up to two hours. Verification can delay delivery.

Compare provider quotes for the same send amount and country. Confirm fees, exchange-rate markup, final recipient amount and timing.

Best for your situation

Up to three highlights for specific needs from reviewed published facts. Each shows a reason and trade-off. These are not personalized approval predictions; the finder checks your situation. How we choose these picks

Commercial payments do not determine these picks. Equal criteria use product name as a tie-breaker. The full list starts in alphabetical order; use the filters and sort to narrow it.

Best for bank-funded transfers

Xe U.S. to India

Why: The reviewed transfer information explicitly lists bank funding. Check availability for your destination.

Trade-off: Card payment fees and third-party costs may apply even with $0 send fee. The published U.S. consumer terms restrict this service to persons located in the United States and describe use by persons 18 or older with capacity to contract. Register with accurate identity/address information and complete required verification; credit/background reports or sanctions checks may be used, but hard/soft inquiry type was not specified. U.S. verification guidance lists passport, driver license or ID card for identity, with utility bill, current lease, checking/savings statement or U.S. government statement for address; address documents generally must be dated within 3 months. Foreign-issued driver license/ID may fail; the guidance says to use a passport instead. A selfie, source-of-funds or transfer-purpose documents may be requested. Universal SSN requirement, ITIN acceptance and a visa-category whitelist were not confirmed. Fund from a legitimate account/card in your name; the bank-account name must match your Xe account. U.S. provider identified in the published terms: Dandelion Payments, Inc. dba Xe USA, NMLS 920968. No product-specific U.S. state exclusion was verified in the reviewed sources. The U.S. consumer terms impose a U.S.-location restriction. Confirm state availability and funding options during registration/quote; do not assume a particular state or visa category is approved.

Reviewed 30 Oct 2026 · Provider source · Details and sources →

Best for cash pickup

MoneyGram U.S. to India

Why: The reviewed transfer information explicitly lists cash pickup. Check availability for your recipient's destination.

Trade-off: Fees and FX rates vary; credit-card cash-advance charges may also apply. The U.S. online service agreement requires U.S. residence and age 18+, or the applicable age of majority and contractual capacity. Online identity checks ask for name, street address, date of birth and may request a driver’s license or other identifying documents. MoneyGram can obtain consumer reports for verification; no specific soft/hard credit-inquiry classification or credit-building reporting promise was established. SSN/ITIN acceptance and precise documentation thresholds for this route remain unconfirmed. No categorical temporary-visa exclusion was found; U.S. residence is not synonymous with U.S. citizenship or a green card. Sender-owned, valid, adequately funded bank or card payment methods and accurate recipient information are required. Online transfers on behalf of another person are prohibited. Retail sending is available, but agent-specific verification requirements should be checked separately. The listing covers remittances, not a MoneyGram deposit account or credit product. MoneyGram’s official U.S. state-licensing page states authorization to do business in all 50 states, Washington, D.C. and all U.S. territories. No U.S. state exclusion was found for this listing. Licensing does not guarantee that every India payment, delivery or retail option is offered in each location; online residency, verification and transfer-specific limits still apply.

One of 2 reviewed options sharing this criterion.

Reviewed 30 Oct 2026 · Provider source · Details and sources →

Add 2–4 products to compare side by side.

Transfer fee: $4 for amounts below USD 1,000 no Money2India transfer fee at USD 1,000 or more — checked 2026-10-30.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Express: usually 4 hours; E-Transfer: usually 5 business days; Power: usually 1 business day after funds arrive.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Brazil quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Canada quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected China quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Colombia quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Dominican Republic quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Germany quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Guatemala quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Most transfers have $0 transaction fee some under $100 cost up to $2.99. Debit cards add 2%, credit cards 3%, where offered — checked 2026-10-30.
Exchange rate: Current U.S. fee page states an FX margin applies. Compare the INR received.
Estimated delivery: May arrive in minutes; allow 1–2 business days and funding clearance. Quote-specific estimate applies.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Mexico quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Pakistan quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Peru quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Philippines quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected South Korea quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected United Kingdom quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Check transfer fees in your provider quote.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Vietnam quote; an informational currency-converter rate may differ.
Estimated delivery: After Instarem receives funding, arrival may be instant or take 1–2 business days; method, destination and receiving-bank processing affect timing.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: India transfers may incur a fee confirm the final charge in the app — checked 2026-10-30.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: India page advertises arrival usually within minutes; verification, funding and bank processing can delay delivery. Use the app estimate.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: Base/no-membership transfers: $1.99 per transfer. Plus membership: $6.99 every 30 days with $0 MAJORITY transfer fee to India — checked 2026-10-30.
Exchange rate: MAJORITY earns on the exchange rate; compare the quoted INR received and total cost.
Estimated delivery: Bank deposits usually within an hour; receiving-bank and verification conditions can delay delivery.
Additional costs: Additional charges: see full breakdown.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Brazil quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Canada quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected China quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Colombia quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Dominican Republic quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Ecuador quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected El Salvador quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Germany quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Guatemala quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Haiti quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Honduras quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Quote-based fee eligible new customers may receive $0 first-online-transfer fee.
Exchange rate: MoneyGram earns on currency conversion; compare recipient INR and total paid.
Estimated delivery: India account-deposit documentation lists a few hours; funding, checks and bank/agent hours can delay delivery.
Additional costs: Credit-card exclusions and offer terms apply — checked 2026-10-30.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Jamaica quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Mexico quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Pakistan quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Peru quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Philippines quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected South Korea quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected United Kingdom quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Vietnam quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: OFX U.S. advertises no transfer fees.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Most India transfers complete in one to two business days after OFX receives the funds.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: A fixed transfer fee is displayed for the selected corridor and delivery method confirm the current quote — checked 2026-10-30.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: UPI usually within minutes; bank-account delivery usually the same day. Confirm the transaction-specific estimate.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Brazil quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Canada quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected China quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Colombia quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Dominican Republic quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Ecuador quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected El Salvador quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Guatemala quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Haiti quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Honduras quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Published USD/INR fee table: $3.99 below $1,000 $0 at $1,000+. Confirm the exact quote.
Exchange rate: Remitly can earn on the exchange-rate difference; compare recipient INR and total paid.
Estimated delivery: Minutes for eligible transfers; others take a few business days. Quote and receipt show the promised delivery time.
Additional costs: Credit-card issuer may charge cash-advance fees and interest.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Mexico quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Philippines quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected South Korea quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Venezuela quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Compare the total amount paid and recipient amount in the live quote — checked 2026-10-30.
Exchange rate: Use the executable transfer rate and recipient amount in the selected Vietnam quote; an informational currency-converter rate may differ.
Estimated delivery: The quote shows the delivery estimate. Funding clearance, verification, bank/agent hours, holidays and destination processing can delay arrival.
Additional costs: Funding-bank, intermediary, card-issuer or recipient charges may apply separately.

Transfer fee: Fees depend on amount, funding and receive method online and agent prices differ.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Verified ACH-funded transfers typically take 3–5 business days; cards/cash can be faster. Checks and payout hours may delay delivery.
Additional costs: Your card issuer may charge a cash-advance fee and interest.

Transfer fee: No online/mobile remittance transfer fee for eligible SBIC Bank deposit account holders, within daily limits — checked 2026-10-30.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Check the delivery estimate and conditions in your provider quote.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: USD 1.99 for sends from the United States to India, as listed on the official India product page — checked 2026-10-30.
Exchange rate: The final USD/INR exchange rate is quoted by the provider before confirmation and may change.
Estimated delivery: Check the delivery estimate and conditions in your provider quote.
Additional costs: Your funding bank or recipient bank may charge separately. Compare the total INR received.

Transfer fee: Quote-based pricing eligible first-online-transfer $0-fee offer excludes credit cards and specified services.
Exchange rate: Western Union earns on FX; compare final recipient INR.
Estimated delivery: UPI may take minutes; cash pickup same day; bank delivery up to five days. Quote estimate applies.

Transfer fee: Upfront fee depends on amount and payment method no recurring subscription fee.
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Eligible IMPS/UPI can be instant. Standard bank arrival usually one working day after receipt/conversion; conversion and funding add time.
Additional costs: Credit-card funding can cost more and incur issuer cash-advance charges.

Transfer fee: Quote-based fees first-transfer enhanced-rate promotion does not waive all fees.
Exchange rate: Compare final INR received and total USD paid; quoted rate may include an FX margin.
Estimated delivery: Personal bank accounts usually same day; business accounts 1-2 working days after processing. Funding and verification add time.

Transfer fee: India page advertises $1 below $1,000 and $0 above $1,000. Check the exact $1,000 boundary in the quote
Exchange rate: Check the exchange rate in your provider quote.
Estimated delivery: Check the delivery estimate and conditions in your provider quote.
Additional costs: card funding adds fees.

Transfer fee: $0 Xoom fee for $1,000+ bank-account/PayPal-balance-funded transfers to Indian bank or UPI. Other combinations require a quote.
Exchange rate: Currency-conversion spread remains even with $0 transfer fee.
Estimated delivery: Check the delivery estimate and conditions in your provider quote.
Additional costs: Additional charges: see full breakdown.

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Newcomer guides Comparison methodology

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The best way to send money home depends on your destination, amount, funding method and recipient's needs. Compare equivalent provider quotes.

Send money to India or another destination from the U.S.

Select your recipient's country and confirm that the provider supports the destination, currency and payout method. Check recipient requirements and transfer limits before choosing a route.

Total cost and exchange-rate markup

Compare the quoted exchange rate with a reference rate to assess any exchange-rate markup, then check transfer fees, disclosed deductions and the expected recipient amount. Use the same send amount and destination for each quote. CFPB: transfer fees, rates and recipient amounts. The separate currency converter gives a reference estimate, not a provider quote.

Cash pickup vs. bank deposit: which transfer is fastest?

Use the provider's arrival estimate for your chosen route, funding method and payout option. Confirm pickup or bank-account requirements and any verification steps. Transfer disclosures include availability information; check that estimate before paying. CFPB: transfer availability and disclosures.

Product-specific eligibility and features come from the provider's terms linked on each product detail page. “Not confirmed” means the published information we reviewed does not establish that claim.

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About international money transfers

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Pros & Cons

Pros

Cons

Pros & Cons

Pros

Cons

Pros & Cons

Pros

Cons

Pros & Cons

Pros

Cons

Pros & Cons